Category: Cash Management

Financial Coaching vs. Budgeting Apps: Which One Actually Works?

You’ve decided to take control of your finances and know you need help, but where do you start? Both financial coaching and budgeting apps offer ways to help you gain control of your money, but they differ in

How Do I Stick To My Variable Budget? 15 Proven Strategies

Do you have a hard time sticking to your variable expense budget?

If so, you’re not alone. This is one of our most frequently asked questions because it’s one of the things

Side Hustles From Home: How to Earn Extra Money

There is no doubt that life is expensive right now and side hustles are a popular option to ease the financial squeeze—nearly half of working Americans (45%) currently have a side hustle. Whether you’re just trying to

How to Donate for #GivingTuesday While Paying Off Debt

The desire to give can be very strong during the holiday season. With multiple causes that are near to your heart, you may want to put aside some cash for charitable giving. One of the easiest ways to do this

How to Host a Friendsgiving or Thanksgiving on a Budget

Whether you’re hosting a big family Thanksgiving or an intimate Friendsgiving, it can be one of the most expensive dinners of the year. The cost can quickly add up as you ring up ingredients for the appetizers, sides, desserts,

How to Build a Skincare Routine on a Budget

As a former beauty consultant and skincare enthusiast, I love all things skincare and beauty. From high end to drug store products, I have nearly seen and tried it all. Now that I am a Trainer here at the

What can I do to replenish my savings after I’ve had to dip into it?

Saving feels great. Lots of my clients are surprised to find that, while they thought that the process of saving money was going to be a lot of drudgery and deprivation, once they start to see their balances climb,

Why and How to Freeze Your Credit

Another day, another data breach in the news. With each new revelation of data exposure, our expectations for privacy get lower and lower. While there is little you can do to keep your data from being exposed through a

8 Ways to Pay Your Credit Card Balance Down Faster

Many of us were never taught how to manage credit cards or how they even work. Let’s start off with some basics before jumping into how to pay down your debt faster.

Time Is Running Out on These Student Loan Initiatives

Avoiding your federal student loans isn’t really a problem until one day it is—your credit score drops, your paycheck gets garnished, or your tax refund is withheld. For more than four years, federal student loan borrowers have been largely shielded

How to Simplify Your Finances as a Freelancer

We have a lot of clients who freelance or have side hustles that aren’t W2 jobs. While we all know that there are processes we should have in place to keep our lives simple come tax time, life is

What to Do With Childhood Savings Bonds

Savings bonds—once the “responsible” go-to gift for baby showers, birthdays, and graduations—have fallen out of fashion. Still, as a millennial or Gen Xer, it’s entirely possible to stumble across a long-forgotten pile of paper savings bonds and wonder what

5 Travel Hacks to Save Money on Your Next Trip

Although summer is coming to a close, the next big travel season is kicking back up again thanks to the holidays. It might feel too early to think about holiday travel, but let’s be honest, those Halloween decorations

Best Credit Card Perks for the Summer

Summer is a time for fun, but between travel, activities, and cookouts, it can be hard on your bank account. Luckily, you probably already have something in your wallet that can help reduce costs and make your summer more

5 Creative Savings Tips When Attending a Summer Wedding

Does it feel like your calendar in the next few months is inundated with wedding festivities? Don’t worry — you’re not alone: about 30% of couples tie the knot during the summer.

What Does APR Mean for My Credit Cards?

Paying off debt is the most common financial goal of 2024. Getting out of debt is simple, but it’s not easy. To get out of debt (and stay out), it’s crucial to understand the details of your debt, especially

Is Moving to A Cheaper Place Worth It?

With rent prices up about 30% compared to pre-pandemic, moving to a place with cheaper rent sounds like a great way to save money. In some cases, a move can pay off, but moving is also expensive, and the

Is That a Side Hustle or a Business?

When deciding how to earn extra income there are many factors to consider, both financial and non-financial. Here are key factors to consider if you're thinking about entering the gig economy or launching a side hustle.

Where Should I Keep My Money?

Putting your money to work for you is a common financial goal. We get it—you work hard for your money so it’s only fair that your money works hard for you too! But optimizing your finances doesn’t always mean

5 Tips for Confidently Giving to Causes You Care About

Whenever people are suffering, it’s natural to want to help. Donating money is one of the most popular and effective ways to provide assistance, especially for a cause that’s not geographically close to home. But the opportunity to help