Insurance
Insurance protects us from big financial losses. It allows us to pay into policies incrementally so that we are protected against future risks. The types of policies vary widely but they all protect us from big financial hits that are hard for individuals to face alone. Health insurance protects us against large medical bills or the risk of not being able to afford care. Rental insurance protects us against loss or damage of theft of our property. Disability insurance protects us against the loss of our salaries if we experience illness or injury. Insurance companies are able to pool the payments of large groups of clients, some of whom will experience insurance-covered losses and some who will not, and therefore are able to offer reasonable rates to cover what can be enormous expenses.
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Who is it for?
Most people need some type of insurance. Anyone whose family would have a hard time coping with the loss of their salary needs life insurance. Anyone who could not replace their salary with their assets should have disability insurance. Anyone who owns a home should have homeowners insurance. While each individual’s circumstances and needs vary, the majority of us would benefit from good insurance coverage.
B.F.F. Approved Platforms
Policy Genius
Policy Genius is a great tool for people who want to shop for and compare policies for various types of insurance, either to find policies for the first time or replace existing policies with cheaper alternatives. Policy Genius can help guide you through the purchase of several types of policies.
Life Insurance
Life insurance policies help to protect loved ones from the burden of end of life costs or the loss of a breadwinner’s salary in the event of death. Anyone who doesn’t have enough assets to cover their end of life needs or their dependents’ or partner’s needs in case of death should consider purchasing life insurance. You can use Policy Genius to search for life insurance policies by clicking below.
Homeowners Insurance
Homeowners insurance protects you against the loss of your home or the value of your home in the event of things like fires, natural disasters, or accidents. How much insurance you need will vary according to your financial footing and the value of your home, among other things. You can shop Policy Genius for the right policy for you by clicking below.
Insurify
Insurify provides an easy, transparent, and secure way to compare insurance rates across companies in one shot so you can spend less time shopping for insurance but still rest assured you’re getting the best rates. They provide access to multiple types of insurance quotes, including home and auto.
Lemonade
Meet Lemonade, the renters insurance rated 4.9/5 stars on the App Store and Google Play. Sign up in seconds with the easy-to-use app.
Ladder
Ladder provides life insurance coverage you can count on to protect the things that matter most. They offer term life insurance through an easy online experience, at a competitive, fully-underwritten price, with coverage that can flex as needs change.
Why Ladder?
100% online process from start to finish for coverage up to $3M
Ages 20-60 can get instant coverage, if approved, for 10 to 30 year terms
Adjust your coverage (and price!) as your needs change, all in a matter of clicks
There are no hidden fees, and you can cancel anytime
Marble
Marble is your trusted guide to all things insurance. When you create your free account, Marble consolidates, monitors, and optimizes your insurance policies, saving you time and money. Just link your existing auto, home, renters, pet, and/or life policies to your account (it only takes a few minutes!) to get access to all your coverage information in one secure digital account. Plus, you’ll earn Marble rewards just for having insurance, which you can cash out in the form of gift cards. Best of all, Marble will regularly shop for you and alert you if they find savings, without you having to do a thing. Put your insurance on autopilot when you create your free Marble account.
Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
