Mortgages
Homeownership is a goal for many of us, and most of us will seek out a mortgage as part of our home purchase process. Put simply, a mortgage is a large loan that uses your house as collateral. How much money you’ll be able to borrow is dependent on the value of the home, and the terms of the mortgage (the most important of which is the interest rate) are heavily dependent on your credit score.
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B.F.F. Approved Lenders
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Credible
Credible gives Personalized Prequalified Rates from multiple lenders without pulling your credit score. *Please note requesting prequalified rates on Credible is free and doesn't affect your credit score. However, applying for or closing a loan will involve a hard credit pull that impacts your credit score and closing a loan will result in costs to you.* They provide information about mortgages, mortgage refinancing, student loans, student loan refinancing, debt consolidation, and personal loans. They let you compare everything that’s available to make sure you get the best rate. They also avoid ranking products by how much they are paid and are committed to a high level of transparency. You can find out more about Credible here. However, please note that we do not endorse any mortgage lender or broker. Credible Operations, Inc. NMLS# 1681276, “Credible.” Not available in all states. www.nmlsconsumeraccess.org.
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Mortgage Trust
Building Lasting Wealth with Smarter Mortgages & Sound Financial Guidance | We exist to empower our clients and referral partners to build wealth and have the freedom to achieve their goals and dreams. Our employees treat all clients as relationships, not as transactions. Working with us, clients will work holistically toward improving their financial future. We intend to eliminate the discussion of rates, fees, and shopping and, instead, focus on real estate financing as a tool to build wealth. Through relationship building and the highest level of customer service, our clients will want to consistently refer their friends, family, and coworkers to us for their financial needs. We are licensed in Alabama, California, Colorado, Connecticut, Florida, Idaho, Minnesota, Montana, New Mexico, North Carolina, Oregon, South Dakota, Texas, Utah, and Washington. | NMLS 3250 • NMLS Consumer Access • Equal Housing Lender.
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Cross Country Mortgage
Cross Country is a mortgage lender that operates nationwide and has a mission to support borrowers throughout the homebuying process. Their brokers are committed to providing excellent customer service and making what sometimes feel like a grueling process more accessible.
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Neighborhood Assistance Corporation of America (NACA)
The NACA mortgage is best for first-time homebuyers who would like to purchase a home, but have less than ideal credit and lack the funds for a traditional 20% down payment. Not only are the requirements less strict than other mortgage programs, but the service is meant to easily guide you step-by-step through the buying process.
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