The rules of the credit game are confusing, yes. But too many credit cards only hurt you in one instance.

There is a general fear of credit cards from most of our clients because most people think of credit cards as a form of debt; however, they’re only debt if you don’t pay them off regularly. Because of this fear, though, many clients don’t use credit cards at all or only use one or two. They believe the myth that too many credit cards are bad for your credit score.

The number one fear keeping most of our clients on the sidelines is losing their money if they invest it; however, being overly cautious with your money also means that your money is actually losing value.

Let’s talk about repaying student loans as soon as possible and debunk some of the myths about them.