For full disclosure, I had an entirely different email written to go out today speaking to the reality show we produced - Financially Naked, which is premiering tonight and will be launched on YouTube starting tomorrow. It’s a passion project of mine and the team’s that we’ve spent months working on; but due to yesterday’s market halt and ongoing fears about COVID-19, I feel compelled to send an entirely new message.

We joke at The Financial Gym that as Financial Trainers, we’re like the backseat driver on your life’s journey. For over seven years now, I’ve been riding in the backseat; and as a backseat driver, I feel as though my biggest job is helping my clients see the obstacles ahead of them so that they can avoid costly detours on their life’s journey.