The rules of the credit game are confusing, yes. But too many credit cards only hurt you in one instance.

There is a general fear of credit cards from most of our clients because most people think of credit cards as a form of debt; however, they’re only debt if you don’t pay them off regularly. Because of this fear, though, many clients don’t use credit cards at all or only use one or two. They believe the myth that too many credit cards are bad for your credit score.

At The Gym, we like to say the summer is to our bank accounts, as the winter is to our bodies. We plan weekend getaways, go to impromptu rooftop happy hours, and try to soak up the summer fun as much as possible.

At The Financial Gym, we like to find inspiration for our client’s financial fitness journeys from all sources, and music is one of them.