Financial independence—having enough financial resources to cover your expenses without working—is appealing to just about everyone. Even if you love your job and plan to work all your life, you might not always have that luxury as layoffs or health issues could affect your plans. For that reason, we at the Financial Gym believe that financial independence should be on everyone’s goal list, and no matter where you are starting financially, you can actively work toward financial independence. Here are three financial independence concepts that will help you get there.

While we love the idea of getting dogs and cats out of shelters, we want to remind you that pets are a financial investment. The energy and time it takes to care for a pet comes with a price tag and we want you to be aware of this price tag. Here are some costs you should plan to fit into your monthly budget before adopting!

You may have heard you should save an emergency fund of 3 to 6 months of expenses, but what does that actually mean? Learn what’s included in these expenses and how many months you should have.

Travel has so many benefits but traveling when you have debt can feel…complicated. Read about the pros and cons of traveling when you have debt and how to travel without adding to your credit card balances.

Travel hacking is the art of maximizing credit card, airline, and hotel loyalty programs to get free travel, travel discounts, or travel perks that would otherwise be very costly.