What My Quarterly Weigh-In Was Like

Our client Keeley shares about her initial fears for her first quarterly review and what she’s accomplished in her first 3 months as a client at The Gym. She’s upped her emergency fund and also budgets for fun money since we want you to keep living your best life! Great job Keeley!

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A Financial Gym Client
How an Accountability Buddy Can Transform Your Finances

It’s almost the new year and you’re ready to get your finances in check. You’ve tried before but you tell yourself this time will be different. Sound familiar? Many of us have goals to improve our finances but fall short for a number of reasons. But there’s a secret weapon that can transform the process: getting an accountability partner.

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Caitlin Lyttle
How to advocate for what you're worth

Have you ever felt like you’re not getting paid enough? Or have you heard murmurings that others are making more than you for the same job? You know it’s not a good feeling. You’ve probably heard the phrase “Ask for what you’re worth!”. You know you should do it...but how? Don’t worry, we’re breaking down how to advocate for what you’re worth.

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Caitlin Lyttle
What My Financially Naked Session Was Like

I was huffing and puffing on the stationary bike in the workout room of my Southern Utah home where my boyfriend and I live with our two dogs. I looked at the incoming call from New York with some amount of trepidation - "I am struggling to remain physically fit,” I thought to myself, "why am I adding the massive challenge of becoming financially fit to my plate?" The holidays were winding down and I was guilty of overindulging not only on food, but also spending too much on more than one occasion - I connected to the video chat anyway. 

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A Financial Gym Client
Top 5 Things You Need to Know About Filing For a Tax Extension

The tax deadline is approaching and panic is starting to set in. You feel like there’s no way you can get everything together to submit in time, so what can you do? The good news is you can file a tax extension. While that might seem like the easy way out, there are some important things to know first. Here are the top five things you should know and how to file for a tax extension.

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Caitlin Lyttle
Message from the CEO: Asking for Help

In case you didn’t know, The Financial Gym is my life’s purpose (in addition to being Will’s mom). And I never thought about living a purposeful life until ten years ago when my life coach suggested it would make me a happier human being. In 2009, I was living the opposite of a purposeful life. I was working at a hedge fund, making a six-figure salary; and my only career goal was to make more money and buy a massive home at some point. During my life coaching, one of my “exercises” included reading a book about Happiness; and after finishing it, I knew that I would find my life’s purpose in the pursuit of helping people. I just didn’t know what that would look like.

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Caitlin Lyttle
5 Ways to Use Your Tax Refund Wisely

After all the talk about Trump tax reform, you were worried about tax time. Will you owe? Or will you get a refund? But you got a tax refund! Phew. Getting back a chunk of change can be a relief and also cause for celebration. But before you start popping off the bubbly, think about how you can get the most out of your tax refund. We got you covered. Here are five ways you can use your tax refund wisely.

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Caitlin Lyttle
My "Gym-Fueled" Life Changes

Client and Warm Up Call Associate, Rebekkah, has paid off $14K in credit card debt, funded her emergency savings, increased her credit score by 50 points and even funded a two-week European vacation. Learn how she overcame her money fears and to accomplish all of this and more.

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A Financial Gym Client
5 Women to Know In the Personal Finance Space

You know at The Financial Gym we’re all about supporting women. As a female-founded company, we love supporting other women trailblazers, especially in the personal finance space. That’s why for Women’s History Month and International Women's Day we’ve rounded up our favorite top five ladies in personal finance.

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Caitlin Lyttle
How the Financial Gym Helped Change the Way I View My Finances

I saw an ad on Facebook, and I was immediately intrigued about having a financial advisor that’s more like a gym trainer. My first thought was automatically “Oh, there’s no way I could afford something like that”. But did that stop me from signing up for a free warm up call and finding out all the information I could? No, it did not. I was immediately hooked after that first call and especially after I found out that I could afford the monthly membership fee.

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A Financial Gym Client
The Difference between Debt Consolidation vs. Refinancing

Whether you should consolidate or refinance is a personal decision. If your main goal is to save money, refinancing can help. If you want to simplify your payments, consolidating can be a good option. Like any loan-related decisions, you want to read the fine print, know your interest rate, repayment term and monthly payment. Think of the short-term and long-term benefits, weighing the pros and cons to come to a decision that works for you.

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Caitlin Lyttle
How Saving Less Helped Me Surpass My Emergency Fund Goal

As far as I was concerned, saving almost half my monthly income was the way to go. It worked on paper, and made logical sense, but it didn’t fit in with the full picture of what I was trying to accomplish, which I didn’t see until Crystal laid it out for me. She suggested that I reduce my monthly emergency fund contributions by $166 so I could have more flexibility with the rest of my budget.

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A Financial Gym Client
What to Declare on a W-4 If You're Single

Whether you’re just starting a new job or want to change your tax situation, there’s one form that is inevitable for employees to fill out. The W-4. This is where you put down your tax withholding which states how much should be taken out of your check and this is what will determine if you get a refund or not. If you’re single and not filing jointly and don’t have kids to worry about, you might wonder what is the right thing to put down. Read on for more guidance. Please note we’re not tax specialists so this is general guidance and anything specific should be discussed with a tax specialist.

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Caitlin Lyttle