My "Gym-Fueled" Life Changes

Client and Warm Up Call Associate, Rebekkah, has paid off $14K in credit card debt, funded her emergency savings, increased her credit score by 50 points and even funded a two-week European vacation. Learn how she overcame her money fears and to accomplish all of this and more.

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A Financial Gym Client
5 Women to Know In the Personal Finance Space

You know at The Financial Gym we’re all about supporting women. As a female-founded company, we love supporting other women trailblazers, especially in the personal finance space. That’s why for Women’s History Month and International Women's Day we’ve rounded up our favorite top five ladies in personal finance.

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Caitlin Lyttle
How the Financial Gym Helped Change the Way I View My Finances

I saw an ad on Facebook, and I was immediately intrigued about having a financial advisor that’s more like a gym trainer. My first thought was automatically “Oh, there’s no way I could afford something like that”. But did that stop me from signing up for a free warm up call and finding out all the information I could? No, it did not. I was immediately hooked after that first call and especially after I found out that I could afford the monthly membership fee.

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A Financial Gym Client
The Difference between Debt Consolidation vs. Refinancing

Whether you should consolidate or refinance is a personal decision. If your main goal is to save money, refinancing can help. If you want to simplify your payments, consolidating can be a good option. Like any loan-related decisions, you want to read the fine print, know your interest rate, repayment term and monthly payment. Think of the short-term and long-term benefits, weighing the pros and cons to come to a decision that works for you.

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Caitlin Lyttle
How Saving Less Helped Me Surpass My Emergency Fund Goal

As far as I was concerned, saving almost half my monthly income was the way to go. It worked on paper, and made logical sense, but it didn’t fit in with the full picture of what I was trying to accomplish, which I didn’t see until Crystal laid it out for me. She suggested that I reduce my monthly emergency fund contributions by $166 so I could have more flexibility with the rest of my budget.

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A Financial Gym Client
What to Declare on a W-4 If You're Single

Whether you’re just starting a new job or want to change your tax situation, there’s one form that is inevitable for employees to fill out. The W-4. This is where you put down your tax withholding which states how much should be taken out of your check and this is what will determine if you get a refund or not. If you’re single and not filing jointly and don’t have kids to worry about, you might wonder what is the right thing to put down. Read on for more guidance. Please note we’re not tax specialists so this is general guidance and anything specific should be discussed with a tax specialist.

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Caitlin Lyttle
How The Financial Gym Helped Me with 3 Huge Life Changes

In the span of a few weeks, Financial Gym client Elena Douvanis Irwin left her corporate job, got married, and started a full-time master’s degree program at NYU to pursue a brand-new career as a mental health counselor. It was a lot - and she knew it. Elena describes how and why she joined The Gym so she and her new husband could start their financial journey together and what she has learned so far.

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Client Contributor
Let’s Talk About My Experience with the Financial Gym

Money talk used to be a scary conversation I mostly avoided. I very much had an out of sight, out of mind attitude coupled with a shame that I should know about this and didn’t feel equipped.  This state of being wasn’t helping me feel any more in control of my money or empowered about money management. Staying silent about money also could not help me with wealth or long term life planning, both larger concepts but certainly worth mentioning as we begin this chat. 

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A Financial Gym Client
5 Reasons We Love No Spend Days

One way to reset your finances is to implement “no spend days” several times a week. Like the name suggests, it’s all about having days where you don’t spend anything, not even a penny. We’ve created this no spend day tracker to help you get started.

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Caitlin Lyttle
How to File Your Own Tax Return

It’s tax time. Let’s face it, most of us hate tax time and are filled with dread. Though doing your taxes isn’t exactly on your “fun” list, they are unfortunately a requirement for “adulting.” If you have regular 9 to 5 employment, it’s likely you can file your own tax return without too much hassle. Here’s how you can file your own tax return.

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Caitlin Lyttle