Financial Insights & Resources

Expert financial guidance, coaching insights, and practical tips to help you take control of your money.

Financial Education Is Not Enough: The Human Role in Modern Financial Advice

Financial education matters. It helps people understand basic concepts, ask better questions, and compareoptions with more confidence. But education alone does not solve the problem for many people. When someone

Why You Should Always Fill Out Your Census

Every 10 years the government is required by the constitution to conduct a census which counts the population. The data collected helps inform federal funding towards daily services, products

Pros and Cons to Borrowing Against Your 401(k)

You can think of your financial journey to retirement as a road trip. If you start in New York and plan to retire in California, you have two choices:

5 Ways to Make Remote Learning Work on a Budget

According to the National Retail Federation (NRF), surveyed families are expecting to spend more money on back to school items this year - particularly technology - to make

5 Biggest Money Mistakes When Shopping For Clothes

Joanna Lovering is the Founder and CEO of Copper + Rise, a New York City-based style coaching service dedicated to personal and professional empowerment. A passionate stylist and trained

Grow Your Network And Maximize Your Brand!

A "personal" brand is a theme that other people can understand. It lets people grasp the basic concept of how you fit into their life in an easy and compelling

Racial Discrimination in Financial Institutions

We need more Black people in Financial Services. Banks literally hold the wealth of the country and to not accurately represent the true demographics of the economy does a

How to Plan for the Holiday Season Now

It may seem crazy to start thinking about planning for the holiday season, but holiday planning is starting even earlier than ever this year! This is partially due to

Unusual Ways to Lower Your Grocery Bill

Eating is something we all do on a regular basis. In fact, the Department of Labor Statistics ranks food costs as the third largest expense category just behind

4 FREE Resources to Jumpstart Financial Fitness

Have you ever struggled with money? According to a Forbes article written in 2019, CareerBuilder found that 78% of Americans live paycheck to paycheck. There can be a lot

How to Successfully Participate in Plastic Free July

Our Trainers coach their clients to understand their goals and how to align these goals with spending. In addition to personal goals, like saving for a house, paying down

3 Myths About The Current Housing Market

We have partnered with Ardley to bring you the latest information regarding the current housing market. Check out this post to explore these three myths about the current market

Negotiating Your Worth in a Pandemic

At The Financial Gym Advisors, we’re often telling our clients to “Know Your Worth”-and yes, even in a pandemic you should know and advocate for what you are worth!

FICO-RI: What You Need to Know

One of the most common concerns of clients at the Financial Gym Advisors is maintaining a healthy credit score. Healthy credit scores can get you a lower interest rate

Benefits of Using a Black-Owned Bank

Black-owned banks used to be and continue to be a safe place for Black Americans to bank without any discrimination. These banks often help stimulate the economy in under-served

Changes to Look Out For with Your Student Loans

The Federal Student Loan system has seen some major changes over the last few months, with the announcement of the COVID relief program, which brought interest rates to 0%

How to Make an Impact with Your Money

As Financial Trainers, we’ve had the privilege of witnessing the amazing generosity of our clients throughout the pandemic. An increasingly common question is how to donate and support charities

Understanding the Racial Wealth Gap

Ever since the abolition of slavery in 1865, there has been a prevalent racial wealth gap in America. The abolition of slavery was supposed to begin an era of

FAQ’s About Student Loans

FAQ’s About Student Loans

5 Ways to Stay Active in Your Job Search During Covid-19

Your goal is to achieve a job and to be prepared for the expectations that it may come with. All this goes to say, don’t give up! Follow through

How to Support the Black Community with Your Dollar and Action

It’s no question that the U.S. faces a huge racial wealth gap. The average white family has 10x more wealth than the average Black family. Bringing financial

Black-Owned FinGym Client Businesses

Looking for new statement earrings? In search of a therapist?  Meaning to hire a business coach for the side hustle you want to grow?   We’ve compiled a list of our