Category: Financial Planning

Financial Education Is Not Enough: The Human Role in Modern Financial Advice

Financial education matters. It helps people understand basic concepts, ask better questions, and compareoptions with more confidence. But education alone does not solve the problem for many people. When someone is overwhelmed by debt, going through a divorce, choosing benefits,

Introducing: Monarch Money at The Financial Gym Advisors

We have HUGE news that we’ve been so excited to share with our audience… *drumroll please* The Financial Gym Advisors has officially partnered with Monarch Money, our favorite budgeting and personal finance app that makes managing your money (and hitting

Meet The CEO: The Future of Financial Gym Advisors

To our valued Financial Gym Advisors community, In June, my partner, Andrew, and I acquired The Financial Gym Advisors. We’re excited to join the passionate team you’ve trusted for years and expand on a mission we deeply believe in: connecting

What Is a Tariff? And How Could Trump’s Tariff Plan Affect You?

Post-election, the word “tariff” has entered our daily lexicon. We have politics to thank for that—according to the Tax Foundation, President-elect Trump has promised a 10-20% tariff on all imports, a tariff of at least 60% on Chinese imports,

4 Step Salary Negotiation for the Pay You Deserve

Negotiation is a nuanced term. To negotiate means to obtain or bring about by discussion. The art of negotiation isn't taught and it is not innate. It is a process of calculation, evaluation, confidence, and effective communication. It is

How to Plan a Budget Road Trip

Road trips are the epitome of freedom and adventure. With the open road ahead and countless possibilities, it's no wonder so many people dream of hitting the highway. But how do you plan a road trip that won't

What to Know About Paused Payments For SAVE Plan Borrowers

Federal student loan borrowers have been experiencing whiplash as legal challenges to the SAVE plan move throughout the courts. In late June, district court judges in Missouri and Kansas paused parts of the SAVE plan, but an appeals court

What You Should Know About Challenges to the SAVE Plan

Do you ever feel like you just can’t catch a break? That’s the sentiment among many student loan borrowers ever since the Supreme Court struck down President Biden’s initial student loan forgiveness plan last year. Just last week, borrowers

How to Choose a 529 Plan

Whether you’ve just had your first child or it’s been a few years, at some point, saving for your child’s college education has likely crossed your mind. Choosing where to set up an account can be a major barrier

How To Take Advantage of One Time Account Adjustments Toward Income-Driven Repayment Plans

The federal government is making a one-time account adjustment toward loan forgiveness for certain borrowers on income-driven repayment plans and PSLF. Read about the details and whether you need to take action to qualify.

How to Combat Lifestyle Inflation

If you have ever dreamed about making more money, received a raise, and then had no idea where that extra money in your paycheck was going, you’ve fallen prey to lifestyle inflation. Here are four ways to combat lifestyle

5 Ways to Find Women-Owned Businesses

There are many ways to support the women around you to rise to their full potential, one of the easiest being to empower women with your wallet. The ranks of female entrepreneurs are swelling as women-owned businesses become more

5 Ways to Make Filing Your Taxes Less Stressful

Not many people look forward to filing their taxes—it can be overwhelming, confusing, or just a pain in the rear. But there is no point delaying the inevitable so here are five tips for getting through tax season without

4 Financial Moves To Make Before the End of The Year

For better or worse, much of our financial lives run on auto-pilot. The end of the year is a natural catalyst that can prompt you to reassess aspects of your finances that might otherwise remain on the back burner.

7 Holiday Side Hustles To Make Extra Cash This Season

Between gifts, food, hosting, and decorating, a lot of money is changing hands during the holiday season. You can make that work to your advantage by offering a product or service that people are willing to pay for to

5 Ways to Avoid a Holiday Spending Hangover

The holidays are the most wonderful time of the year, but for many, the pain of a New Year’s Eve hangover is nothing compared to the credit card hangover they feel when their December credit card bill arrives. Here

How to Spend Less on Dining Out

Many clients say they would like to spend less on dining out. This simple goal can be more complicated than it seems and it’s worth it to first look at your dining habits and then assess if they are

Gratitude: A Recipe For Abundance

With Thanksgiving right around the corner, it’s the perfect time to explore how you can use gratitude and the power of your mind to transform your financial reality and bring more abundance into your life.

4 Ways to Fit Student Loan Payments in Your Budget

With federal student loan payments resuming next month, it’s time to make a plan to adjust your budget. Here are four ways to do just that.

Does Your Credit Card Need Some Self-Care?

Between travel, get-togethers, and other social events, summer is hard on our credit cards. While we kick back and relax, they work overtime to pay for our fun. If you worked your credit cards a little too hard this

4 Ways to Get Motivated With Your Money

Most financial journeys are not linear—they have ups and downs. As such, your motivation will ebb and flow too, and that’s ok! When you are ready to get back on track, try these tips to boost your motivation.