Category: Credit Cards

Why and How to Freeze Your Credit

Another day, another data breach in the news. With each new revelation of data exposure, our expectations for privacy get lower and lower. While there is little you can do to keep your data from being exposed through a

8 Ways to Pay Your Credit Card Balance Down Faster

Many of us were never taught how to manage credit cards or how they even work. Let’s start off with some basics before jumping into how to pay down your debt faster.

Best Credit Card Perks for the Summer

Summer is a time for fun, but between travel, activities, and cookouts, it can be hard on your bank account. Luckily, you probably already have something in your wallet that can help reduce costs and make your summer more

What Does APR Mean for My Credit Cards?

Paying off debt is the most common financial goal of 2024. Getting out of debt is simple, but it’s not easy. To get out of debt (and stay out), it’s crucial to understand the details of your debt, especially

Is Moving to A Cheaper Place Worth It?

With rent prices up about 30% compared to pre-pandemic, moving to a place with cheaper rent sounds like a great way to save money. In some cases, a move can pay off, but moving is also expensive, and the

What to Know About the Supreme Court’s Student Loan Decision

Ten months after the Biden administration announced its plans to forgive up to $20,000 of federal student loan debt for many borrowers, the Supreme Court blocked the plan. While the decision was not unexpected, it is extremely disappointing to

How to Budget on Variable Income

In many industries, variable income is a common occurrence. You could be in the hospitality industry earning tips as your primary source of income or in real estate earning commission. Having variable income that is either inconsistent in payment

Roundup of Your Trainer’s Favorite Podcasts

One question our trainers always receive is “what is your favorite podcast?” Many of our trainers are avid podcast listeners and love listening to new podcasts—so much so that we even have a whole slack channel dedicated to our

4 Salary Negotiation Strategies to Use Right Now

Salary negotiation is a widely accepted practice during the job hunt process: about 70% of employers expect job candidates to negotiate. Despite that, a recent study from Fidelity found that 58% of young professionals accepted job offers without negotiating.