Category: Budgeting

Financial Coaching vs. Budgeting Apps: Which One Actually Works?

You’ve decided to take control of your finances and know you need help, but where do you start? Both financial coaching and budgeting apps offer ways to help you gain control of your money, but they differ in

How Do I Stick To My Variable Budget? 15 Proven Strategies

Do you have a hard time sticking to your variable expense budget?

If so, you’re not alone. This is one of our most frequently asked questions because it’s one of the things

CFPB Under Threat: How DOGE Budget Cuts Could Impact Your Finances and Consumer Protection Rights

The Consumer Financial Protection Bureau (CFPB) has been effectively suspended after acting director Russ Vought ordered all employees to cease activities. This move follows public statements by Elon Musk calling for the elimination of the agency. The CFPB,

How to Host a Friendsgiving or Thanksgiving on a Budget

Whether you’re hosting a big family Thanksgiving or an intimate Friendsgiving, it can be one of the most expensive dinners of the year. The cost can quickly add up as you ring up ingredients for the appetizers, sides, desserts,

How to Build a Skincare Routine on a Budget

As a former beauty consultant and skincare enthusiast, I love all things skincare and beauty. From high end to drug store products, I have nearly seen and tried it all. Now that I am a Trainer here at the

How to Plan a Budget Road Trip

Road trips are the epitome of freedom and adventure. With the open road ahead and countless possibilities, it's no wonder so many people dream of hitting the highway. But how do you plan a road trip that won't

Is That a Side Hustle or a Business?

When deciding how to earn extra income there are many factors to consider, both financial and non-financial. Here are key factors to consider if you're thinking about entering the gig economy or launching a side hustle.

Should I Take Out a Personal Loan to Consolidate My Debt?

When juggling multiple credit cards with eye-popping interest rates becomes overwhelming, it’s time to take a different approach. There are many strategies for paying off credit card debt, but it’s important to find one that works with both your

4 Signs That a Balance Transfer Card Might Be for You

A balance transfer card is a handy tool in your debt repayment toolbox if used correctly. This type of card allows you to move your credit card balance (and sometimes other types of loans) to a credit card with

How Does the Bilt Credit Card Work? Can You Really Earn Points for Paying Rent?

Rent is the biggest monthly expense for most people, including myself, and typically, our only payment option is writing a check or making an automatic payment out of our checking account since most landlords do not accept credit cards.

Should You Get an Adjustable-Rate Mortgage?

With fixed mortgage rates at their highest level in decades, adjustable-rate mortgages (ARMs) are making a comeback. While an adjustable-rate mortgage can save you money in the short term, they come with a lot of uncertainty and can cost

Here’s How to Break Up With Your Bank

Many people open their first bank account as a kid wherever their parents bank and never make a change. But the banking industry itself has changed a lot since most of us were kids and sticking with the same

The Dos and Don’ts of Using a Credit Card for Holiday Shopping

Carrying a credit card around this holiday shopping season can make sense in many ways. It offers convenience and greater purchasing power, but there’s a fine line between smart holiday card use versus letting credit card shopping get out

4 Things to Know About Financial Challenges in Native Communities

It’s appalling—but unsurprising—that after hundreds of years of stripping Native communities of their land and natural resources, Native Americans still face tough economic challenges. To recognize Indigenous Peoples’ Day, we rounded up news articles, reports, and stats to know

Why Now is the Perfect Time to Start Travel Hacking

A lot of us love to travel. I know this because I’ve worked with hundreds of clients on hundreds of financial plans, and once we work through the hard numbers like assets and liabilities and expenses, we talk through

5 Ways to Plan Your Holiday Budget Now

It’s the most wonderful time of year for a lot of people. But for your wallet? It can be the most stressful time of year. This year, retailers are rolling out the holiday marketing even earlier than usual. Whether