Saving feels great. Lots of my clients are surprised to find that, while they thought that the process of saving money was going to be a lot of drudgery and deprivation, once they start to see their balances climb,
Savings bonds—once the “responsible” go-to gift for baby showers, birthdays, and graduations—have fallen out of fashion. Still, as a millennial or Gen Xer, it’s entirely possible to stumble across a long-forgotten pile of paper savings bonds and wonder what
Although summer is coming to a close, the next big travel season is kicking back up again thanks to the holidays. It might feel too early to think about holiday travel, but let’s be honest, those Halloween decorations
Federal student loan borrowers have been experiencing whiplash as legal challenges to the SAVE plan move throughout the courts. In late June, district court judges in Missouri and Kansas paused parts of the SAVE plan, but an appeals court
Does it feel like your calendar in the next few months is inundated with wedding festivities? Don’t worry — you’re not alone: about 30% of couples tie the knot during the summer.
Do you ever feel like you just can’t catch a break? That’s the sentiment among many student loan borrowers ever since the Supreme Court struck down President Biden’s initial student loan forgiveness plan last year. Just last week, borrowers
Putting your money to work for you is a common financial goal. We get it—you work hard for your money so it’s only fair that your money works hard for you too! But optimizing your finances doesn’t always mean
Whenever people are suffering, it’s natural to want to help. Donating money is one of the most popular and effective ways to provide assistance, especially for a cause that’s not geographically close to home. But the opportunity to help
This month, millions of borrowers are making their first federal student loan payment in three and a half years. During this time, you may have moved, bought a house, purchased a car, had kids, adopted a pet, paid off
Starting your own business can be an effective way to build long-term wealth—or it can really set you back financially. Increase your chances of success by following these five tips: understand your why, build a strong foundation, develop a
Travel hacking can help you afford more travel with less money. Learn all about how to get started by choosing a travel hacking strategy that works best with your travel goals and financial situation.
At TFG, we’re focused on giving you a great financial foundation and helping you accomplish your life goals. For this reason, we follow a goals-based budgeting method. Goals-based budgeting focuses on determining how much you need to save each
If your savings are minimal and your credit card balances are higher than you’d like, you are not alone: 42% of Americans have less than $1,000 in savings and 46% of people with credit cards are carrying a balance
With inflation still higher than expected, many people are looking for ways to cut their costs. One of the places we feel inflation the most is at the grocery store. With inflation, you generally have to suck it up
When making minimum debt payments becomes overwhelming, some people turn to debt settlement as a way to handle it. Working with a debt settlement company can come with many drawbacks including high fees, a major hit to your credit
The three major credit bureaus — Equifax, Experian, and TransUnion — recently announced major changes to how they will report medical debt. These changes could have a wide-reaching impact and eliminate about 70% of the medical debt that appears
I’ve done a lot of research on the subject and concluded that everyone has that year: the year of all the weddings. Like all of them. At the same damn time. For me, that meant six destination weddings for
Imagine that you are on track with your budget for the month and feeling amazing about it — as you should be! But then you go for your $200 quarterly hair appointment or your $500 annual credit card fee
My 5-year-old son saved up enough money for a Nintendo Switch this year. Weirdly enough, my first money memory is also of saving up enough money to buy a Nintendo system (a purple Gameboy at the time) with my
As part of Women’s History Month, we want to provide women with a resource to negotiate higher salaries. Negotiating pay isn’t always the most natural skill, and it can be especially difficult for women.
These strategies can be used
Tax time! That tedious time of year that inspires the champion procrastinator in so many of us, for so many reasons. For some of us, we dread the bill. (That cash looked so much better sitting in our savings