Financial Insights & Resources

Expert financial guidance, coaching insights, and practical tips to help you take control of your money.

Financial Education Is Not Enough: The Human Role in Modern Financial Advice

Financial education matters. It helps people understand basic concepts, ask better questions, and compareoptions with more confidence. But education alone does not solve the problem for many people. When someone

Cost-Effective Ways to Reduce Your Team’s Stress This Season

Chances are the employees at your company are feeling the pain of inflation and concerns of a recession. They don’t need to hear it from an economist to know

The Dos and Don’ts of Using a Credit Card for Holiday Shopping

Carrying a credit card around this holiday shopping season can make sense in many ways. It offers convenience and greater purchasing power, but there’s a fine line between smart

6 Ways to Refresh Your Finances Before the End of the Year

We are officially in the single digits when speaking to how many weeks are left in the year. With the holidays approaching it is an easy time of year

5 Things to Do to Manage Your Finances for Small Business

Starting a business can be rewarding but also difficult. Business owners can see their passion come to life but also put in the time and effort, that no one

5 Little-Known Facts About Your HSA

A health savings account (HSA) can be a useful part of your financial toolbox. Like retirement accounts, HSAs come along with powerful benefits like tax-free spending on healthcare, but

How to Save Money by Winterizing Your Car, Home & Health

Winter is coming and it will bring along challenging conditions for our cars, homes, and health. Luckily, a little preventive maintenance goes a long way toward averting costly problems

4 Salary Negotiation Strategies to Use Right Now

Salary negotiation is a widely accepted practice during the job hunt process: about 70% of employers expect job candidates to negotiate. Despite that, a recent study from Fidelity found

Six Fun Challenges to Jumpstart Your Savings

Finances can feel so serious, but they don’t always have to feel like that. Savings challenges are a great way to add a little “fun” into finance. They can

How to Budget: 5 Mistakes to Avoid

Sometimes, we get so caught up in the hamster wheel of life, we forget to ask ourselves what all of this hard work is even for. When you’re so

8 Books to Help You Better Your Relationship with Money

Even in the best of times, our relationships with money is…complicated. While it sometimes feels like we are the only ones struggling to create new financial habits and overcome

Ask a Trainer: What Can I Do to Raise My Credit Score?

Credit scores are important. They can be our ticket to getting a good rate on a mortgage, a car loan, or refinancing your home. Your credit score also can

How to Access Your Credit Reports (and What to Look For)

Everyone is worried about their credit score, but credit scores are calculated using the information on your credit reports. So, if you want to work on improving your score,

6 Ways to Lower Your Cell Phone Bill

Cell phones: we all need them, but how much do we really have to pay for them? Depending on the number of lines and extras, the bill can easily

The Student Loan Debt Relief Application Is Open! Here’s How to Apply

At long last, the federal student loan debt relief application is open! The application is still in beta (testing) mode and it will be available off and on until

Student Loan Payments Will Impact Your Employees. Here’s How to Help.

For the past two and a half years, most borrowers with federal student loans have not needed to make any payments. And a lot has changed over that time:

Money as Life Energy: 3 Questions to Ask Yourself When Deciding What to Buy

A common refrain we trainers are hearing right now as we work with our clients on their financial goals is that the reopening of the world is expensive. With

Ask a Trainer: Should I Make Backdoor Contributions to a Roth IRA?

The Roth IRA began in 1998 as a way to encourage middle-class Americans to save for retirement without reducing revenue (i.e.taxes) to the federal government in the short term.

4 Things to Know About Financial Challenges in Native Communities

It’s appalling—but unsurprising—that after hundreds of years of stripping Native communities of their land and natural resources, Native Americans still face tough economic challenges. To recognize Indigenous Peoples’ Day,

How to Improve Your Finances with Just One Tweak per Week

If you have ever struggled or are currently struggling with money, it can feel like you are alone. That could not be further from the truth. Many Americans are

What is Bankruptcy? Debunking 3 Common Myths

Bankruptcy is often held up as the worst thing that can happen to us financially. We are taught to fear it. Creditors have an incentive to make us scared

4 Tips for a Fall Financial Refresh

There is something about fall that makes it feel like a good time for a refresh. Maybe it’s the changing of the leaves and that crisp fall air—or maybe