Financial education matters. It helps people understand basic concepts, ask better questions, and compareoptions with more confidence. But education alone does not solve the problem for many people. When someone
Everything is getting more expensive, including your credit card debt. Last month, the Federal Reserve raised interest rates by 0.75%—the largest one-time increase in nearly three decades. Credit card
When you’re designing your financial wellness benefits, it’s helpful to know what employees actually have on their minds financially so you can best address their needs. Our Certified Financial
We’ve all heard the advice before that if you want to eat healthy on a budget, you need to meal prep! My belief is that this is the most
It's the first week of a new job. Amidst the excitement of taking on a new role and meeting coworkers, your HR manager sends you a pile of paperwork
Even smart employers who offer financial wellness benefits for their employees might hit a new challenge: participation in these benefits is not in line with their expectations. One study
Employees and employers alike are struggling with inflation. In the past year, wages have increased 4.5% while the cost of our most basic necessities (groceries, rent, gas, and mortgage
When it comes to figuring out how to build credit, you might already know that a credit card can be a powerful tool in strengthening your credit profile. If
With the stock market recently finishing off a 7-week downward spiral toward a full-on bear market, investors have been scrambling and prices have been rising. You have probably heard
The racial wealth gap is well-documented: the average Black household has a net worth ten times less than the average white household. Also, Black households hold only about 3%
It’s Pride Month — a time of year when companies rightly celebrate their LGBTQ+ employees. However, many employers are missing out on ways that they could be supporting their
Despite the economic challenges of rising inflation and the slipping stock market, a high yield savings account is the best place to store cash you might need in the
After the last major economic downturn, hearing that the next recession might be around the corner (or already in our midst) can feel unsettling. Despite the buzz of impending
Increasingly, employers are realizing the importance of supporting their employees’ mental health and wellbeing, and financial health plays a huge role in that. Thirty-four percent of employees said that
After two years of canceled and modified vacation plans, many people are excited about the prospect of more “normal” summer travel. Of course, with average flight prices increasing sharply
We all know the traditional banking model: one checking account and one savings account to cover all of your needs. Back when everyone received a physical paycheck and banking
The three major credit bureaus — Equifax, Experian, and TransUnion — recently announced major changes to how they will report medical debt. These changes could have a wide-reaching impact
I’ve done a lot of research on the subject and concluded that everyone has that year: the year of all the weddings. Like all of them. At the same
Imagine that you are on track with your budget for the month and feeling amazing about it — as you should be! But then you go for your $200
My 5-year-old son saved up enough money for a Nintendo Switch this year. Weirdly enough, my first money memory is also of saving up enough money to buy a
We’ve all seen the news: the last year of Covid-related upheaval has created quite the housing boom. As many people are able to work from home, many have also
If you read, this Financial Gym Advisors article, then you already know why you should apply for a job you aren’t qualified for, in the eyes of