Financial Insights & Resources

Expert financial guidance, coaching insights, and practical tips to help you take control of your money.

Financial Education Is Not Enough: The Human Role in Modern Financial Advice

Financial education matters. It helps people understand basic concepts, ask better questions, and compareoptions with more confidence. But education alone does not solve the problem for many people. When someone

How to Buy and Sell a Home at the Same Time

Let’s set the context: you have already gone through the homebuying process once, and you probably learned a lot from that experience as a buyer. Now, you’re ready to

Financial Literacy Month: Introduction to Debt

This month, we're bringing you bite-sized servings of financial literacy. Each week, we'll introduce you to a core concept and map out a fun and easy daily action item. This

Ask a Trainer: Should I Refinance My Home?

Many homeowners have taken advantage of historically low interest rates over the past few years to refinance their mortgages. If you aren’t among them, the talk of rising interest

Financial Literacy Month: Introduction to Saving

This month, we’re bringing you bite-sized servings of financial literacy. Each week, we’ll introduce you to a core concept and map out a fun and easy daily action item. This

6 Things to Do Instead of Freaking Out About Inflation

Inflation is here and we are feeling it — at the grocery store, the car dealership, the gas pump, and in our housing costs. It is frustrating to shell

3 Questions You Should Ask a Mortgage Broker or Direct Lender When Choosing One to Work With

There are many reasons home buyers opt to work with a mortgage broker. A broker acts as an intermediary between you and the lender, helping you navigate loan documents,

Financial Literacy Month: Introduction to Budgeting

Happy Financial Literacy Month! At the Financial Gym Advisors, one of our core values is “gymsplaining.” We take seemingly complicated financial topics and break them down in a way

5 Financial Barriers Trans People Shouldn’t Have to Deal With

By this point, most people are well aware that gender can have an impact on their financial situation. As women, we face the wage gap, the investing gap, the

The (Sad) Truth About Home Office Tax Deductions

With the massive movement towards remote work, a lot of us have questions about what this means for our 2021 taxes. Are there deductions you can take advantage of?

The Financial Challenges and Opportunities for People with Developmental Disabilities

A developmental disability is a type of condition that affects a person’s physical, language, behavioral, or learning abilities. According to the CDC, roughly 17% of children ages 3 through

An Introduction to First-Time Homebuyer Programs

Here you are, ready to embark on an American tradition: purchasing your first home. It’s an often-sought-out goal, one that is implanted in our minds early on. All that

Renting Vs. Buying: Is Renting Really Throwing Money Away?

One of the most common goals our clients have is to buy a home. Some are looking to expand their space because they have a growing family. Others are

4 Challenges Women Face in Homebuying

This month at the TFG, we are focusing on homeownership. In honor of International Women’s Day, we want to highlight the strides women have made in homeownership and the

8 Strategies for Breaking the Debt Cycle (Part 2)

This is a continuation of Breaking the Debt Cycle (Part 1) from last week.

Getting out of debt often feels like an uphill battle. One month, you receive a

Top Salary Negotiation Strategies to Reduce the Gender Pay Gap

As part of Women’s History Month, we want to provide women with a resource to negotiate higher salaries. Negotiating pay isn’t always the most natural skill, and it can

6 Things to Have Ready For Tax Time

Tax time! That tedious time of year that inspires the champion procrastinator in so many of us, for so many reasons. For some of us, we dread the bill.

8 Strategies for Breaking the Debt Cycle (Part 1)

This blog post is part one of two about breaking the debt cycle. Stay tuned for part two next week.

Getting out of debt often feels like an uphill

8 Resources to Learn More About The Racial Wealth Gap

In honor of Black History Month, we have rounded up some resources that our team members recommend. These sources provide education about the generational poverty cycle, gentrification, the racial

Start Your Financial Coaching Business This Year With The CFT School

Have you ever thought about being a financial trainer? If so, we have some exciting news! We recently launched “The CFT School” which is The Financial Gym

Ask a Trainer: How Should I Reward Myself For Hitting My Financial Milestones?

Great question, Financial Friend! At the heart of your question is the concept of habit formation. Reward mechanisms can be a big motivator when we are working on creating

Variable Interest Rates vs Fixed Interest Rates

Interest rates! What are they?

I like to explain interest rates as the cost or price of money in order to borrow it today. This directly relates to a