Financial Insights & Resources

Expert financial guidance, coaching insights, and practical tips to help you take control of your money.

Financial Education Is Not Enough: The Human Role in Modern Financial Advice

Financial education matters. It helps people understand basic concepts, ask better questions, and compareoptions with more confidence. But education alone does not solve the problem for many people. When someone

How to Pay for Medical Intervention Needed to Start a Family

Starting a family can be an exciting—but also stressful. This is especially true for individuals and couples who have to deal with additional costs to conceive a child, including

Could You Benefit from the Limited PSLF Waiver?

With all of the excitement around federal student loan cancellation, we don’t want other federal student loan benefits to be overlooked. In particular, the deadline for the limited Public

5 Ways to Negotiate for the Pay You Deserve

A century ago, women still didn’t have the right to vote. But 102 years ago that all changed with the 19th amendment. The 19th amendment, which gave women the

Why Now is the Perfect Time to Start Travel Hacking

A lot of us love to travel. I know this because I’ve worked with hundreds of clients on hundreds of financial plans, and once we work through the hard

The Most Underutilized Financial Tool You Already Offer Your Team

Many companies and organizations struggle with how to assist employees in building short-term financial stability. While newer options like employer-sponsored emergency funds can certainly help, most companies already offer

Ask a Trainer: Should I Invest in a 529 or a UTMA for My Child?

At The Financial Gym Advisors, we are often asked by current and future parents how to best save for their child’s future and education. A common vehicle for this

4 Tips to Cut Down on Your Food Budget this Fall

Besides housing, eating out is one of the biggest line items we see in a client's budget. From fast food to fine dining, eating out can quickly add up

3 Questions to Ask Yourself if You Have a Roth 401(k)

There are a few critical choices we make about our retirement accounts including how much to contribute and what to invest in. Due to the rise in popularity of

Not Impressed with Student Loan Cancellation? This Payment Plan Might Help.

While $10,000-$20,000 in federal student loan cancellation is welcome news for many borrowers, those with larger balances—particularly approaching or exceeding six figures—may feel underwhelmed by the assistance. Fortunately, the

13 Financial Trainer Tips to Get You Back on Track After the Summer

During the summer, it’s easy to be liberal with your spending. After all, there are weekend getaways and impromptu rooftop happy hours, and you want to soak up as

What You Need to Know About Credit Line Decreases

Have you ever received a notice from your credit card company informing you that your credit limit has been cut? It happens more often than you’d think. For some

Here Are 5 Ways to Prevent Lifestyle Creep

If your job gave you a raise next week, what would you do with the extra cash? Would you order the most expensive wine bottle in your celebratory dinner?

4 Most Important Types of Insurance

Most of us don’t doubt our need for health insurance, and since we don’t have access to universal healthcare, we do what we can to get insured. In lieu

What You Need to Know About Student Loan Cancellation

This week, President Joe Biden announced that his administration will cancel $10,000 of federal students for low-to-middle-income borrowers and up to $20,000 for Pell grant recipients. Naturally, borrowers (including

3 Questions to Ask When You’re Blending Finances in a Relationship

Let’s face it. It’s hard enough to manage finances as an individual. Balancing needs and wants, covering bills and non monthly expenses, and prioritizing which goals to save for

Ask a Trainer: What’s the Best Way to Track My Spending?

At The Financial Gym Advisors, we have the good fortune to have seen a lot of people undergo huge financial transformations. When I see this happen, in an effort

Are Benefits Breaking Your Employees’ Budgets?

Anyone who has done the math on how much they take home per year versus their salary has likely noticed a stark difference between their total earnings and the

How to Get 5% Cash Back on Almost Everything

We all love a discount, right? What if you could give yourself 5% off almost all of your purchases? With a selection of five different credit cards, you can.

8 Inexpensive Ways to Boost Your Team’s Mental Health

Let’s be real: it’s been a tough few years and the events of the world have taken a toll on everyone’s mental health. Employers recognize this but wonder what

What Pleasantly Surprised Me During My Training to Become a CFT

When I heard the Gym was offering the chance to become a Certified Financial Trainer, I had already been a member for over 4 years. Joining the Gym was

3 Reasons to Offer Your Employees an Emergency Fund

Nearly two-thirds of Americans have either no emergency savings or less than one month of expenses saved for emergencies, according to a report from the Consumer Financial Protection Bureau.