Financial education matters. It helps people understand basic concepts, ask better questions, and compareoptions with more confidence. But education alone does not solve the problem for many people. When someone
So many personal finance experts (us included!) preach about the importance of having an emergency fund. We do this for a reason! A recent survey found more than two-thirds
Many people struggle with their personal finances. In fact, according to a recent survey, more than three-quarters of Americans feel anxiety about their financial situation. Action is the antidote
We’d all love to be on top of our finances, but we are not always in the right headspace to do that—especially if we’re facing mental health challenges. Mental
So you’ve successfully saved for an emergency fund and now you’re wondering: what next? Knowing where to focus most of your money depends largely on your personal goals and
If you’re not a seasoned investor, the world of investments can seem intimidating. Between the confusing jargon and the constantly changing nature of the markets, many people choose to
It’s no secret that human behavior is altering our environment, and it’s only natural to want to help, but figuring out where to start can feel overwhelming—especially when changes
Tracking your weekly spending is an essential part of sticking with your Financial Plan! Just like diet and exercise, there are a million different ways to go about it.
At TFG, we’re focused on giving you a great financial foundation and helping you accomplish your life goals. For this reason, we follow a goals-based budgeting method. Goals-based budgeting
If your savings are minimal and your credit card balances are higher than you’d like, you are not alone: 42% of Americans have less than $1,000 in savings and
With inflation still higher than expected, many people are looking for ways to cut their costs. One of the places we feel inflation the most is at the grocery
There are many parallels between a physical health journey and a financial health journey (hence our name, the Financial Gym Advisors). Both involve challenging your current mindset, changing your
Debt is emotional and there are many mindset shifts involved in changing your relationship with money as you pay off debt. That is going to take time, effort, and
If you are reading this and feeling shame or embarrassment about your financial past (or present) and are wondering if there is any way to feel empowered and confident,
On average, Americans spend more than $300 per month on impulse purchases. Retailers actively encourage impulse buying because it helps their bottom line—not yours. Try these tips to reduce
Few things get me more riled up than shelling out cash unnecessarily. This is especially true for bank fees! I feel this way about my own bank account and
The year comes with natural cycles; your energy may ebb and flow or feel different throughout the seasons. Rather than expecting yourself to feel and act the same way
Moving is expensive, especially if you need to furnish an apartment. As humans, we tend to prioritize making our new homes cozy and comfortable, but this comes at a
While most people don’t enjoy doing their taxes, a healthy tax refund can be a good consolation prize. For many people, a tax refund is the biggest windfall they
Whether it’s due to a layoff or striking out on your own, losing your employer-sponsored health insurance is scary but not uncommon. In 2022, 11% of people experienced a
Spring brings warmer temperatures and the desire for a refresh. You naturally want to shed old layers and bring something new into your closet but buying clothes adds up
When making minimum debt payments becomes overwhelming, some people turn to debt settlement as a way to handle it. Working with a debt settlement company can come with many