Financial education matters. It helps people understand basic concepts, ask better questions, and compareoptions with more confidence. But education alone does not solve the problem for many people. When someone
Negotiating your pay can be intimidating—it highlights your fear of how others perceive you and can also reveal a lot about how you perceive yourself. These are natural feelings
Do not panic! As long as you have less than $250,000 in your FDIC-insured bank account (<$500,000 in a joint account) your money is safe. By keeping your money
We know that money is one of the top sources of anxiety among Americans. Paying bills on time, tackling student loan debt, supporting a family-- all of these tasks
High yield savings accounts have a major advantage over your typical savings account at a brick-and-mortar bank: you can actually earn a noticeable amount of interest. But if you
Housing, whether that is rent or a mortgage payment, is the biggest line item in most household budgets. It also takes the most time, money, and effort to change,
It’s no secret that on average, women are paid less than men. But economic inequalities extend beyond the pay gap. In fact, even though women make less money, they
The U.S. tax code is notoriously complicated. There are professionals out there who can help you with your tax questions and quandaries, but finding the right help is a
In today's economy, saving money has become more important than ever. With the cost of living continuing to rise, it can be difficult to make ends meet. However, there
A balance transfer card is a handy tool in your debt repayment toolbox if used correctly. This type of card allows you to move your credit card balance (and
Breaking or forming a habit is no easy task. Often you need to develop a habit in order to break one. Habits are elusive, they say it takes 21
Money Dates are a hot topic any time of year!
There are a lot of reasons why money and coupledom need to be a discussion. One is that when
Every romantic relationship is as unique as the two people who make up the couple. There are no hard-and-fast rules about how long it should take to reach any
Talking to your partner about mistakes you’ve made can be challenging, especially when you bring finances into the equation. Emotions like shame, fear, and frustration can escalate things exponentially.
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While queer couples have been able to obtain “domestic partnerships” for years, actual “marriage” has only been federally recognized for a little over five years. With state recognized marriage,
Money is frequently a stressful subject in romantic relationships and one of the leading causes of divorce. Even when finances are not a point of contention in a relationship,
Ever since the abolition of slavery in 1865, there has been a prevalent racial wealth gap in America. The abolition of slavery was supposed to begin an era of
Rent is the biggest monthly expense for most people, including myself, and typically, our only payment option is writing a check or making an automatic payment out of our
Here at The Financial Gym Advisors, we are all about making small changes that won’t impact your day-to-day life too much but will impact your budget (for the better!).
Are you stuck living in the paycheck-to-paycheck cycle? It’s time to build your emergency fund. An emergency fund is money you have set aside for the emergencies that inevitably
With fixed mortgage rates at their highest level in decades, adjustable-rate mortgages (ARMs) are making a comeback. While an adjustable-rate mortgage can save you money in the short term,
When we have so many competing priorities: rent, bills, retirement, student loans, credit card bills, and day-to-day discretionary spending, it can be hard to know what “living within your