Financial Insights & Resources

Expert financial guidance, coaching insights, and practical tips to help you take control of your money.

Financial Education Is Not Enough: The Human Role in Modern Financial Advice

Financial education matters. It helps people understand basic concepts, ask better questions, and compareoptions with more confidence. But education alone does not solve the problem for many people. When someone

How to Build a Skincare Routine on a Budget

As a former beauty consultant and skincare enthusiast, I love all things skincare and beauty. From high end to drug store products, I have nearly seen and tried it

How to Talk to Your Aging Parents About Money

Whether you grew up in a financially transparent household or talking about money was considered taboo, navigating a conversation about your aging parents’ finances can feel hard. In

What can I do to replenish my savings after I’ve had to dip into it?

Saving feels great. Lots of my clients are surprised to find that, while they thought that the process of saving money was going to be a lot of drudgery

Should I Change My Health Insurance Plan?

It’s that time again: open enrollment season. It’s the one time of year when you can choose to change your health insurance coverage through your employer or the state/federal marketplace.

4 Steps to Start Preparing for the Holidays

Even though the holidays happen at the same time every year, they have a way of sneaking up on us. Imagine waking up on Christmas morning knowing that all the

Why and How to Freeze Your Credit

Another day, another data breach in the news. With each new revelation of data exposure, our expectations for privacy get lower and lower. While there is little you can

8 Ways to Pay Your Credit Card Balance Down Faster

Many of us were never taught how to manage credit cards or how they even work. Let’s start off with some basics before jumping into how to pay down

Time Is Running Out on These Student Loan Initiatives

Avoiding your federal student loans isn’t really a problem until one day it is—your credit score drops, your paycheck gets garnished, or your tax refund is withheld. For more than

When Is Leasing a Car a Good Idea?

When your car is on its last leg and it’s time to start looking for another vehicle, you may wonder which is better: leasing or buying? The answer: it depends.

How to Simplify Your Finances as a Freelancer

We have a lot of clients who freelance or have side hustles that aren’t W2 jobs. While we all know that there are processes we should have in place

4 Financial Habits to Start This Fall

While many people focus on making life changes at the start of a new year, the fall has a certain back-to-school energy making it a perfect time to focus on

What to Consider Before Buying Now and Paying Later

We are in the full swing of summer! At the Gym, we know this is the peak season for all things outdoors. It's usually the case that we all let

4 Step Salary Negotiation for the Pay You Deserve

Negotiation is a nuanced term. To negotiate means to obtain or bring about by discussion. The art of negotiation isn't taught and it is not innate. It is a

How to Plan a Budget Road Trip

Road trips are the epitome of freedom and adventure. With the open road ahead and countless possibilities, it's no wonder so many people dream of hitting the highway.

How to Build an Emergency Fund (And Why You Need One)

When emergencies happen, your whole life can be put on hold. You have a death in the family, your car gets totaled or you find out quite unexpectedly you’re

What to Do With Childhood Savings Bonds

Savings bonds—once the “responsible” go-to gift for baby showers, birthdays, and graduations—have fallen out of fashion. Still, as a millennial or Gen Xer, it’s entirely possible to stumble across

5 Travel Hacks to Save Money on Your Next Trip

Although summer is coming to a close, the next big travel season is kicking back up again thanks to the holidays. It might feel too early to think

How to Get Out of a Spending Shame Spiral

Have you ever felt bad about your spending and then spent even more money to make yourself feel better? If so, you, my friend, have experienced a spending shame

What to Know About Sales Tax Holidays

We’ve all heard the saying, “Nothing is certain except death and taxes,” but millions of people can avoid taxes for at least a few days each year through a

6 Tips On How to Reposition Yourself After a Job Loss

Maybe you saw it coming, maybe it blindsided you, but it happened: you lost your job.  Whether it’s from a change in the industry, a layoff due to company