Category: Personal Finance

6 Ways to Refresh Your Finances this Fall

It is officially a new season and a new month which means it is the perfect time to conduct a financial refresh! It is easy to put your financial health to the side, especially given all that we have

Save Money: 3 Small Ways to Save

Many individuals will more than likely say that it’s hard to save money. And it’s true, it is hard, especially when much of America is living paycheck to paycheck. Setting funds aside for a rainy day seems pointless

Why You Should Still Save for Travel When You Can’t Go Anywhere

One question we trainers have been hearing a lot is whether it still makes sense to pad your travel fund even if we have no idea when you’ll be wheels up again. Do you really need to put hundreds

8 Ways to Maximize Your Credit Card Perks

Credit cards are a few things. They’re a means to an end in a tough time, they’re a necessary tool for getting a job done (think renting cars or hotel rooms), and they can even help us travel more

Our Favorite Places to Upcycle Locally

As we head into fall, now is a great time to take stock of your home furnishings. Especially if your apartment is now your home office or your nursery doubles as a conference room, your spaces might need a

Your Guide to 2020 Taxes

Hey Friends! So 2020 has been, well….. 2020, especially for finances! We just had a big bunch of tax changes back in 2018, and from a professional sense we think of the 2020 stuff as just some “tweaks.” With

Quarantine Habits the FinGym Team is Keeping

Since the arrival of COVID-19 in America, our daily habits, routines, and lives have all been upended. As we’re all doing our part to slow the spread, we’re finding ourselves spending more time at home and building new routines.

How The Financial Gym Advisors Prepared Me for a Lay-off, a Pandemic, and Starting My Own Business

In 2019 I attended a Women in Events conference where I was introduced to the Financial Gym Advisors. It seemed like perfect timing since I had been considering seeking help for my finances but always imagined I’d have to

How to Create a Free Financial Wellness Week For Your Employees

Understanding our personal finances --- how to budget, save, pay off, spend, and invest wisely -- is essential for everyone, including your employees. Financial wellness is a growing concern of employees and the Culture and HR managers that we speak

3 Reasons You Need A Financial Wellness Program at Your Wellness Fair

54% of employees say that Financial or money matters/challenges cause them stress according to the PWC Employee Financial Wellness Survey. Studies have shown that if employees are financially unwell, absenteeism and presentee-ism will increase and employee productivity will decrease.

Why You Should Always Fill Out Your Census

Every 10 years the government is required by the constitution to conduct a census which counts the population. The data collected helps inform federal funding towards daily services, products and community support such as hospitals, fire departments, schools, roads

Pros and Cons to Borrowing Against Your 401(k)

You can think of your financial journey to retirement as a road trip. If you start in New York and plan to retire in California, you have two choices: make the trip as direct as possible or allow some

5 Ways to Make Remote Learning Work on a Budget

According to the National Retail Federation (NRF), surveyed families are expecting to spend more money on back to school items this year - particularly technology - to make it through partial or full remote learning. If you have

5 Biggest Money Mistakes When Shopping For Clothes

Joanna Lovering is the Founder and CEO of Copper + Rise, a New York City-based style coaching service dedicated to personal and professional empowerment. A passionate stylist and trained executive coach, Joanna pairs her seasonal sensibilities with leadership development

Grow Your Network And Maximize Your Brand!

A "personal" brand is a theme that other people can understand. It lets people grasp the basic concept of how you fit into their life in an easy and compelling way.

Racial Discrimination in Financial Institutions

We need more Black people in Financial Services. Banks literally hold the wealth of the country and to not accurately represent the true demographics of the economy does a disservice to those in it.

Unusual Ways to Lower Your Grocery Bill

Eating is something we all do on a regular basis. In fact, the Department of Labor Statistics ranks food costs as the third largest expense category just behind transportation, with housing coming in first. And since it’s not

4 FREE Resources to Jumpstart Financial Fitness

Have you ever struggled with money? According to a Forbes article written in 2019, CareerBuilder found that 78% of Americans live paycheck to paycheck. There can be a lot of shame when it comes to discussing finances, so while

How to Successfully Participate in Plastic Free July

Our Trainers coach their clients to understand their goals and how to align these goals with spending. In addition to personal goals, like saving for a house, paying down debt, or taking a vacation (when it’s safe again!), there

3 Myths About The Current Housing Market

We have partnered with Ardley to bring you the latest information regarding the current housing market. Check out this post to explore these three myths about the current market and steps you can take to ensure a safe and

Negotiating Your Worth in a Pandemic

At The Financial Gym Advisors, we’re often telling our clients to “Know Your Worth”-and yes, even in a pandemic you should know and advocate for what you are worth! Negotiations can be scary, especially in these unprecedented times when