Category: Personal Finance

What You Need to Know About a Credit Freeze

According to a recent Javelin identity fraud study, 14.4 million consumers were victims of identity fraud in 2018. Identity thieves may target your banking information or access your sensitive personal information through companies whose services you’ve used.

<p

How to Meal Prep on a Budget

Cutting back on expensive restaurant meals in place of meal prepping is an effective way to reduce food spending and regain mindful eating habits. The Bureau of Labor Statistics found that households spend an average of $3,365

10 Valentine’s Gifts Your Partner Will Remember

Finding the “perfect” Valentine’s Day gift can feel like a lot of pressure, regardless of who you choose to celebrate with. If you want to go above and beyond to show your appreciation for your partner, this list

How to Meet Your Financial Goals While Avoiding FOMO

While living in New York, I’ve found it daunting to prioritize my financial goals. With dozens of exciting countries to visit with friends on my bucket list, an invitation to eat out pretty much a few times a

9 Things to Do Instead of Dining Out

Having a delicious meal is just the icing on the cake — the real treat is spending time with friends, family or going on an exciting date. Social outings keep us connected by growing relationships, but there are so

How to File for Bankruptcy

If you’re overwhelmed by debt, bankruptcy may be a financial tool that gives you a fresh start. Filing for bankruptcy stops debt collection calls, wage garnishment, and debt lawsuits. It may also give you the opportunity

6 Pantry Items to Always Have for a Cheap At-Home Meal

We’re just a couple of weeks into the roaring 20s — 2020, that is. New Year’s resolutions are in full-swing, kickstarting financial and wellness goals. A hybrid resolution you might’ve adopted this year is dining out less.

<p class=""

5 Inspiring Personal Finance Podcasts You Need to Hear

Podcasts can be a great way to mix up your routine and learn a lot of new information, especially when it comes to personal finance. If listening to a personal finance podcast reminds you of just another droning

11 Affordable Ways to Stay Healthy This Year

If staying on top of your health is your main mantra this year, knowing how to stay fit, affordably, is just as important as figuring out where to start. Although hopping on the latest luxury gym membership might

5 Money Moves to Make When You Get a Raise

New year, new salary! According to the Economic Policy Institute, nearly seven million people are starting 2020 with a raise. The rise comes from a higher minimum wage across 22 states nationwide.

If you’re starting the

Holistic Wellness Includes Financial Fitness

Hello, beautiful people on a journey to live your best life! I’m Jillian Faulks-Majuta, a mother of 6- and 8-year-old cubs, a lover of travel, food and community events. I’m also a wellness practitioner who was making strides

Car Repossession: What to Expect & Knowing Your Options

Owning a car can be quite a luxury, but it can also take a nice chunk of your paycheck each month. According to Experian, the average monthly payment is $554 for a new car and $391 for a

How to Use 0% Interest Credit Cards the Smart Way

If you need money now and have solid credit, a common financial strategy is to sign up for a new credit card with a 0% APR. Promotional no-APR credit cards don’t charge interest on your spending until the

3 Top Financial Resolutions for the New Year — and How to Stay on Track

The start of the New Year is an inspirational time. The calendar resets along with the resolve to be better and do better at reaching our goals than we achieved in the year prior. Fidelity Investments’

How to Organize Your Life and Money

The new year is right around the corner and with it, a fresh start for your home and finances. If you want to brush up on your organizational skills, there are a handful of steps to approach both

How to Choose a New Year’s Resolution for 2020

New year, new habits — at least that what many Americans strive for when declaring a new year’s resolution. Resetting the calendar can feel like the perfect time to wipe the slate clean and set a new course

How to Gift a 529 Savings Account

If you want to invest in a child’s future rather than giving them another toy they’ll quickly outgrow, consider giving a gift of college savings this holiday season. A 529 college savings plan can help a young relative

Using a Credit Card for Holiday Shopping — Dos and Don’ts

Carrying a credit card around this holiday shopping season can make sense in many ways. It offers convenience and greater purchasing power, but there’s a fine line between smart holiday card use versus letting credit card

5 Premium Credit Card Protections that are a Lifesaver this Holiday

The holidays can be a whirlwind when it comes to gift shopping and travel logistics. Planning holiday expenses with the help of a credit card can offer convenience — particularly, when it comes to online shopping and <a

What to Know About Credit Card Balance Transfers

Managing debt can be a daily challenge if you’re waist-deep in it. Staying on top of multiple payment deadlines, balances, and interest rates for each account can complicate the issue even further. 

A balance transfer credit card

12 Host or Hostess Gifts That Are Under $20

When you’re celebrating the holidays with friends and family, it’s easy to get swept away with gift-giving. As you’re picking out presents for your loved ones, offering your upcoming party host a thoughtful gift is another way to