Anyone who has done the math on how much they take home per year versus their salary has likely noticed a stark difference between their total earnings and the amount that gets deposited in their bank account. Of course,
We all love a discount, right? What if you could give yourself 5% off almost all of your purchases? With a selection of five different credit cards, you can. All of these cards have no annual fee so you
Let’s be real: it’s been a tough few years and the events of the world have taken a toll on everyone’s mental health. Employers recognize this but wonder what they can do with limited resources. The good news is
When I heard the Gym was offering the chance to become a Certified Financial Trainer, I had already been a member for over 4 years. Joining the Gym was the first real investment I made in myself, and when
Nearly two-thirds of Americans have either no emergency savings or less than one month of expenses saved for emergencies, according to a report from the Consumer Financial Protection Bureau. Most employers recognize the value of helping their employees save
Everything is getting more expensive, including your credit card debt. Last month, the Federal Reserve raised interest rates by 0.75%—the largest one-time increase in nearly three decades. Credit card companies factor the Fed’s rate into the annual percentage rates
When you’re designing your financial wellness benefits, it’s helpful to know what employees actually have on their minds financially so you can best address their needs. Our Certified Financial Trainers (CFTs) work with employees across the country and throughout
We’ve all heard the advice before that if you want to eat healthy on a budget, you need to meal prep! My belief is that this is the most common advice because it really works. I personally am a
It's the first week of a new job. Amidst the excitement of taking on a new role and meeting coworkers, your HR manager sends you a pile of paperwork to fill out—W2s, health benefits enrollment, the employee handbook. As
Even smart employers who offer financial wellness benefits for their employees might hit a new challenge: participation in these benefits is not in line with their expectations. One study found that of employees who have access to financial wellness
Employees and employers alike are struggling with inflation. In the past year, wages have increased 4.5% while the cost of our most basic necessities (groceries, rent, gas, and mortgage payments) has risen between 10%-48%. This has put pressure on
When it comes to figuring out how to build credit, you might already know that a credit card can be a powerful tool in strengthening your credit profile. If you’re relatively new to using credit cards to build credit
With the stock market recently finishing off a 7-week downward spiral toward a full-on bear market, investors have been scrambling and prices have been rising. You have probably heard of—if not already been feeling—the effects of inflation. Inflation increases
The racial wealth gap is well-documented: the average Black household has a net worth ten times less than the average white household. Also, Black households hold only about 3% of the country’s wealth despite making up close to 16
It’s Pride Month — a time of year when companies rightly celebrate their LGBTQ+ employees. However, many employers are missing out on ways that they could be supporting their queer and trans employees, especially when it comes to their
Despite the economic challenges of rising inflation and the slipping stock market, a high yield savings account is the best place to store cash you might need in the next year. If you are ready to take the plunge
After the last major economic downturn, hearing that the next recession might be around the corner (or already in our midst) can feel unsettling. Despite the buzz of impending recession fluttering across the media, the reality is that so
Increasingly, employers are realizing the importance of supporting their employees’ mental health and wellbeing, and financial health plays a huge role in that. Thirty-four percent of employees said that financial stress has severely impacted their mental health, according to
After two years of canceled and modified vacation plans, many people are excited about the prospect of more “normal” summer travel. Of course, with average flight prices increasing sharply since the start of the year and record-high gas prices,
We all know the traditional banking model: one checking account and one savings account to cover all of your needs. Back when everyone received a physical paycheck and banking was done in person, this model made a lot of
The three major credit bureaus — Equifax, Experian, and TransUnion — recently announced major changes to how they will report medical debt. These changes could have a wide-reaching impact and eliminate about 70% of the medical debt that appears
