How to Get Through the Post-Covid Wedding Surge Without Going Broke

I’ve done a lot of research on the subject and concluded that everyone has that year: the year of all the weddings. Like all of them. At the same damn time. For me, that meant six destination weddings for

What Is a Sinking Fund? And How to Set it Up

Imagine that you are on track with your budget for the month and feeling amazing about it — as you should be! But then you go for your $200 quarterly hair appointment or your $500 annual credit card fee

Giving My Son His First Money Memory

My 5-year-old son saved up enough money for a Nintendo Switch this year. Weirdly enough, my first money memory is also of saving up enough money to buy a Nintendo system (a purple Gameboy at the time) with my

Ask a Trainer: Is it a Good Idea to Use an FHA Loan to Buy Your First Property?

We’ve all seen the news: the last year of Covid-related upheaval has created quite the housing boom. As many people are able to work from home, many have also decided to relocate, moving out of small apartments or cramped

Why You Should Still Apply for Jobs That You Aren’t Qualified For (From A Confidence Perspective)

If you read, this Financial Gym Advisors article, then you already know why you should apply for a job you aren’t qualified for, in the eyes of a recruiter. Recruiters and hiring teams look for stand-out cover

How to Buy and Sell a Home at the Same Time

Let’s set the context: you have already gone through the homebuying process once, and you probably learned a lot from that experience as a buyer. Now, you’re ready to buy a second home. But here is the kicker: you

Financial Literacy Month: Introduction to Debt

This month, we're bringing you bite-sized servings of financial literacy. Each week, we'll introduce you to a core concept and map out a fun and easy daily action item. This is our third week in the series. Debt. Most of

Ask a Trainer: Should I Refinance My Home?

Many homeowners have taken advantage of historically low interest rates over the past few years to refinance their mortgages. If you aren’t among them, the talk of rising interest rates might be prompting you to consider whether you should

Financial Literacy Month: Introduction to Saving

This month, we’re bringing you bite-sized servings of financial literacy. Each week, we’ll introduce you to a core concept and map out a fun and easy daily action item. This is our second week in the series. Our topic for

6 Things to Do Instead of Freaking Out About Inflation

Inflation is here and we are feeling it — at the grocery store, the car dealership, the gas pump, and in our housing costs. It is frustrating to shell out more cash for the same products, but there are

3 Questions You Should Ask a Mortgage Broker or Direct Lender When Choosing One to Work With

There are many reasons home buyers opt to work with a mortgage broker. A broker acts as an intermediary between you and the lender, helping you navigate loan documents, get the best mortgage, and quickly close on your new

Financial Literacy Month: Introduction to Budgeting

Happy Financial Literacy Month! At the Financial Gym Advisors, one of our core values is “gymsplaining.” We take seemingly complicated financial topics and break them down in a way that people without a finance degree can understand. Because most

5 Financial Barriers Trans People Shouldn’t Have to Deal With

By this point, most people are well aware that gender can have an impact on their financial situation. As women, we face the wage gap, the investing gap, the pink tax, the mommy tax, etc. But many people are

The (Sad) Truth About Home Office Tax Deductions

With the massive movement towards remote work, a lot of us have questions about what this means for our 2021 taxes. Are there deductions you can take advantage of? What if you use your cell phone for work? Can

The Financial Challenges and Opportunities for People with Developmental Disabilities

A developmental disability is a type of condition that affects a person’s physical, language, behavioral, or learning abilities. According to the CDC, roughly 17% of children ages 3 through 17 have a developmental disability. Examples of developmental disabilities include

An Introduction to First-Time Homebuyer Programs

Here you are, ready to embark on an American tradition: purchasing your first home. It’s an often-sought-out goal, one that is implanted in our minds early on. All that aside, how do you actually go about it? It seems

What is Capital Gains Tax?

So, you invested in the stock market and made some money, congrats! Do you know how much of that gain went to Uncle Sam? That’s right, making money through investments does in fact trigger a taxable event, aka you

Renting Vs. Buying: Is Renting Really Throwing Money Away?

One of the most common goals our clients have is to buy a home. Some are looking to expand their space because they have a growing family. Others are relocating from cities to places where they can enjoy a

4 Challenges Women Face in Homebuying

This month at the TFG, we are focusing on homeownership. In honor of International Women’s Day, we want to highlight the strides women have made in homeownership and the challenges they still face.

Over the past 30 years, women

8 Strategies for Breaking the Debt Cycle (Part 2)

This is a continuation of Breaking the Debt Cycle (Part 1) from last week.

Getting out of debt often feels like an uphill battle. One month, you receive a bonus at work that helps you pay down your balances,

Top Salary Negotiation Strategies to Reduce the Gender Pay Gap

As part of Women’s History Month, we want to provide women with a resource to negotiate higher salaries. Negotiating pay isn’t always the most natural skill, and it can be especially difficult for women.

These strategies can be used