Couples need to have many important discussions before walking down the aisle, and the topic of signing a prenuptial agreement can be uncomfortable for some. Many couples struggle with discussing finances in general, so adding a layer that’s
As a former beauty consultant and skincare enthusiast, I love all things skincare and beauty. From high end to drug store products, I have nearly seen and tried it all. Now that I am a Trainer here at the
The popularity of celebrating Halloween is on the rise. Consumers are expected to spend a total of $11.6 billion on Halloween this year including costumes, decorations, candy, and greeting cards. That's a lot of money! Here are four ideas
Whether you grew up in a financially transparent household or talking about money was considered taboo, navigating a conversation about your aging parents’ finances can feel hard. In fact, according to a GOBankingRates survey, 73% of
Saving feels great. Lots of my clients are surprised to find that, while they thought that the process of saving money was going to be a lot of drudgery and deprivation, once they start to see their balances climb,
It’s that time again: open enrollment season. It’s the one time of year when you can choose to change your health insurance coverage through your employer or the state/federal marketplace. Between all of the terminology and plan options, choosing a
Even though the holidays happen at the same time every year, they have a way of sneaking up on us. Imagine waking up on Christmas morning knowing that all the gifts under the tree and food in the fridge have
Another day, another data breach in the news. With each new revelation of data exposure, our expectations for privacy get lower and lower. While there is little you can do to keep your data from being exposed through a
Many of us were never taught how to manage credit cards or how they even work. Let’s start off with some basics before jumping into how to pay down your debt faster.
Avoiding your federal student loans isn’t really a problem until one day it is—your credit score drops, your paycheck gets garnished, or your tax refund is withheld. For more than four years, federal student loan borrowers have been largely shielded
When your car is on its last leg and it’s time to start looking for another vehicle, you may wonder which is better: leasing or buying? The answer: it depends. Leasing a car has many short-term benefits but long-term drawbacks.
We have a lot of clients who freelance or have side hustles that aren’t W2 jobs. While we all know that there are processes we should have in place to keep our lives simple come tax time, life is
While many people focus on making life changes at the start of a new year, the fall has a certain back-to-school energy making it a perfect time to focus on new habits and routines. Even as adults, something about this
We are in the full swing of summer! At the Gym, we know this is the peak season for all things outdoors. It's usually the case that we all let off the gas on our financial road trip. Purchases are
Negotiation is a nuanced term. To negotiate means to obtain or bring about by discussion. The art of negotiation isn't taught and it is not innate. It is a process of calculation, evaluation, confidence, and effective communication. It is
Road trips are the epitome of freedom and adventure. With the open road ahead and countless possibilities, it's no wonder so many people dream of hitting the highway. But how do you plan a road trip that won't
When emergencies happen, your whole life can be put on hold. You have a death in the family, your car gets totaled or you find out quite unexpectedly you’re getting let go. These are considered emergencies because they must
Savings bonds—once the “responsible” go-to gift for baby showers, birthdays, and graduations—have fallen out of fashion. Still, as a millennial or Gen Xer, it’s entirely possible to stumble across a long-forgotten pile of paper savings bonds and wonder what
Although summer is coming to a close, the next big travel season is kicking back up again thanks to the holidays. It might feel too early to think about holiday travel, but let’s be honest, those Halloween decorations
Have you ever felt bad about your spending and then spent even more money to make yourself feel better? If so, you, my friend, have experienced a spending shame spiral.
While it may seem counterintuitive, spending shame spirals are
We’ve all heard the saying, “Nothing is certain except death and taxes,” but millions of people can avoid taxes for at least a few days each year through a sales tax holiday. Read about what a sales tax holiday is
