Category: Financial Planning

A Beginner’s Guide to Filing a Tax Return

** Our Trainers are not tax advisors nor do we provide specific tax advice in this blog. The purpose of this blog post is to provide a general overview.

If you had an on-going income source this past year,

How to Save $1,000 by July for a Summer Vacation

It might still be winter in many parts of the U.S., but let’s be honest — you’re already dreaming of your next big vacation this summer. If you don’t quite have the funds to book your summertime flight, there’s

7 Tax Deductions & Write Offs That Save You Money

Filing your taxes can be complicated, which makes it easy to overlook tax deductions that could save you money. Whether you choose to claim the standard deduction or itemize your tax return, there are various tax deductions that are

What is a 1099?

The Internal Revenue Service (IRS) uses a series of “information returns” called 1099s to track income received other than the salaries and wages paid by an employer.

Although most people think of a 1099 as being an independent contractor

How to File Your Taxes Jointly for the First Time

When you decided to say “I do”, you may not have considered the future tax implications of getting married. Marriage changes your taxes — from the credits and tax deductions you can claim, to certain tax breaks

How to Use a Bullet Journal to Track Your Financial Goals

Are you looking for ways to track your financial goals? A bullet journal is a useful strategy some people use to organize and reach their financial achievements. Not quite sure how a bullet journal works? Here’s how you how

I Turned to Freelancing and Quadrupled My Assets in 3 Months

Analisa Cantu has been an FG client since October 2019. When she’s not bearing her financial soul to her coach, Terri, she’s probably on a flight somewhere and makes her dollars as a freelance content strategist.

What You Need to Know About a Credit Freeze

According to a recent Javelin identity fraud study, 14.4 million consumers were victims of identity fraud in 2018. Identity thieves may target your banking information or access your sensitive personal information through companies whose services you’ve used.

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How to Meal Prep on a Budget

Cutting back on expensive restaurant meals in place of meal prepping is an effective way to reduce food spending and regain mindful eating habits. The Bureau of Labor Statistics found that households spend an average of $3,365

10 Valentine’s Gifts Your Partner Will Remember

Finding the “perfect” Valentine’s Day gift can feel like a lot of pressure, regardless of who you choose to celebrate with. If you want to go above and beyond to show your appreciation for your partner, this list

6 Pantry Items to Always Have for a Cheap At-Home Meal

We’re just a couple of weeks into the roaring 20s — 2020, that is. New Year’s resolutions are in full-swing, kickstarting financial and wellness goals. A hybrid resolution you might’ve adopted this year is dining out less.

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11 Affordable Ways to Stay Healthy This Year

If staying on top of your health is your main mantra this year, knowing how to stay fit, affordably, is just as important as figuring out where to start. Although hopping on the latest luxury gym membership might

5 Money Moves to Make When You Get a Raise

New year, new salary! According to the Economic Policy Institute, nearly seven million people are starting 2020 with a raise. The rise comes from a higher minimum wage across 22 states nationwide.

If you’re starting the

Holistic Wellness Includes Financial Fitness

Hello, beautiful people on a journey to live your best life! I’m Jillian Faulks-Majuta, a mother of 6- and 8-year-old cubs, a lover of travel, food and community events. I’m also a wellness practitioner who was making strides

Car Repossession: What to Expect & Knowing Your Options

Owning a car can be quite a luxury, but it can also take a nice chunk of your paycheck each month. According to Experian, the average monthly payment is $554 for a new car and $391 for a

How to Choose a New Year’s Resolution for 2020

New year, new habits — at least that what many Americans strive for when declaring a new year’s resolution. Resetting the calendar can feel like the perfect time to wipe the slate clean and set a new course

Using a Credit Card for Holiday Shopping — Dos and Don’ts

Carrying a credit card around this holiday shopping season can make sense in many ways. It offers convenience and greater purchasing power, but there’s a fine line between smart holiday card use versus letting credit card

5 Premium Credit Card Protections that are a Lifesaver this Holiday

The holidays can be a whirlwind when it comes to gift shopping and travel logistics. Planning holiday expenses with the help of a credit card can offer convenience — particularly, when it comes to online shopping and <a

What to Know About Credit Card Balance Transfers

Managing debt can be a daily challenge if you’re waist-deep in it. Staying on top of multiple payment deadlines, balances, and interest rates for each account can complicate the issue even further. 

A balance transfer credit card

12 Host or Hostess Gifts That Are Under $20

When you’re celebrating the holidays with friends and family, it’s easy to get swept away with gift-giving. As you’re picking out presents for your loved ones, offering your upcoming party host a thoughtful gift is another way to

How to Donate for #GivingTuesday While Paying Off Debt

The desire to give can be very strong during the holiday season. With multiple causes that are near to your heart, you may want to put aside some cash for charitable giving. One of the easiest ways to