A home equity line of credit (HELOC) is a type of secured loan that gives you a revolving line of credit by using your home as collateral. If you’re looking for a flexible way to finance a major
One in five Americans will live in a neighborhood with an HOA, yet many people have questions about what an HOA actually does. What do HOA fees cover? What is an HOA and how will it affect my
Editor’s note: Please be aware that we’re not tax professionals and this is not tax advice, just a general guideline.
The federal income tax is a pay-as-you-go tax, meaning you pay taxes as you earn or receive
When looking to save money, many shoppers buy in bulk at a warehouse store like Costco or Sam’s Club. The main idea behind buying in bulk is that you’ll get a wholesale price for committing to
Taking on a side gig is a practical way to make money on the side ahead of the big shopping season, or simply accelerate your earnings to start off your 2020 savings fund, strong.
As soon as
The holidays are packed with opportunities to celebrate life, family, friends, and traditions. With increased family gatherings and celebratory occasions, the holidays tend to cost a little more than the rest of the year.
Aside from holiday
My challenge also forced me out into the world to explore different avenues of making purchases that were sometimes even cheaper than Amazon’s prices.
I used to rush to Amazon Prime to buy books, office supplies, clothes,
You can think of your financial journey to retirement as a road trip. If you start in New York and plan to retire in California, you have two choices: make the trip as direct as possible or allow
I remember my first call to The Financial Gym Advisors like it was yesterday. In 2016, I had just moved to Dayton, OH to start my doctoral degree at The Ohio State University. My bi-weekly two-hour round trip
Have you heard of imposter syndrome? If you haven’t yet, there’s a good chance you have experienced it. It’s the scientific name for that dreaded feeling of not being good enough when you are about to achieve a
You work hard for your money, but what if your money could work for you? This idea is what motivates people to pursue investment options with their savings, one of the most secure being a high-yield savings account.
<pInterest rates have been very low so the past few years which isn’t ideal for deposit accounts. Slowly, interest rates have increased to a modest level. Although investing your money in a savings account won’t yield you the
Health insurance can be confusing. When talking about your health insurance, the conversation usually involves whether or not you have it, or if your plan has good benefits. But how do you actually file a health insurance claim
Every year on the first Monday of September, the United States Department of Labor celebrates the American worker by giving them the day off. Often celebrated with barbecues and weekend trips, Labor Day is a national holiday designed
A century ago, women still didn’t have the right to vote. But 99 years ago that all changed with the 19th amendment. The 19th amendment, which gave women the right to vote was signed into law on August
If you’re self-employed, there’s one major issue that can be a pain: taxes. You get to pay taxes not just once each year, but quarterly! This can be stressful whether you’re just starting out or just trying to
You might be wrapping up your summer travel, but before you know it you’ll be knee-deep in holiday travel planning. A 2018 Holiday Travel Report by Nerdwallet found that nearly half of Americans expected to put an average
Every year in the United States, about 2.2 million people go to college. College for many people signifies the beginning of a journey of firsts: the first time living away from home and all the responsibilities that come
Whether you’re en route on a two-week vacation or creating a budget for your next big trip, there’s one cost that’s commonly forgotten in the process: gratuity. Although you might’ve just spent hundreds or thousands of
If you want to stay on top of your credit, it’s important to know how your actions affect your credit score. You might be thinking about ditching your current checking account or debit card for something better, and
