Category: Personal Finance

5 Unexpected College Costs to Add to Your Budget

Going into college, you likely had a picture painted in your head about what it would be like. You’re prepared for the general cost of college: tuition, rent, food, textbooks, clothes, and entertainment. However, many new students don’t

6 Psychological Tricks to Start Saving Money Today

You already know the importance of building up a savings reserve. Setting aside funds for unexpected emergencies or a future goal can help you feel more financially grounded.

But according to the Federal Reserve’s latest

5 Budgeting Strategies to Get Your Finances Back on Track

If you completed your mid-year check-in and found that your budget is derailing your goals, it’s time to dive deeper into your budgeting strategy.

Like any other goal that involves putting in hard work and sweat, strengthening

6 Questions to Ask Yourself Before You Refinance Student Loans

If you have student loans, you know the interest charges are killer. It accrues daily and can quickly balloon the size of your loan. In order to save money, you might consider student loan refinancing. 

When you

Pros and Cons of Consolidating Debt

Tackling your debt is one of the most important steps to getting your financial life under control and reaching big money goals. While it can seem complicated or even disheartening at times, paying off your debt

Amazon Prime Day: How to Make Sure You’re Getting the Best Deals

If you’re an Amazon Prime member, forget Christmas. Amazon Prime Day is coming up on July 15 and July 16. 

Prime day is where members can get access to exclusive deals that you can’t find anywhere else.

How to Negotiate Your Bills

Negotiation isn’t only useful when buying a car from a dealership or discussing your salary at a new job. Many of your monthly expenses are actually negotiable if you spend some time doing a bit of legwork.

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Is Pet Insurance Worth It? Top 5 Benefits

Pet insurance might seem like a win-win — after all, it meant to cover your pet’s health care costs and protect your wallet from expensive vet bills. And like other types of human insurance policies, like heath insurance

5 Money Mistakes to Avoid

Feeling financially successful doesn’t come easy to everyone. According to Experian’s latest Personal Finance Survey, only 17% of respondents said they felt “very secure” about their finances. What’s even more troubling is 26% felt less financially secure compared

5 Goals to Save Towards Your Financial Plan

When it comes to managing your money, you have a lot of different priorities. You need to pay your bills, focus on paying down your debt and think about the future. But there are also some goals you

The Value of a Quarterly Review

Prior to joining The Financial Gym Advisors, my husband and I handled our money in a very basic way.  We’d receive our income, check our calendar of bill due dates to what needed to be paid before the

5 Legit Side Hustles to Earn an Extra $200 a Month

Have you ever felt like if you just made a couple hundred dollars more per month your life would be different? Your life would be better or easier and you could double down on your goals

7 Last-Minute Weekend Summer Getaways

Whether you’re satiating your wanderlust solo or traveling with the entire family, planning an elaborate summer vacation can take time. And since summer is officially upon us, you might feel like it’s too late to get a trip

5 Items You Should Automate ASAP

There are countless money management tips online that may or may not work for you. Some are super hands-on with spreadsheets to help you manually track money going in and out of your checking account, while others are

5 Ways to Celebrate the Fourth of July on the Cheap

Summer is here and the Fourth of July is just around the corner. It’s exciting to get a day off in the middle of the week and take some time to celebrate our freedom. The fourth

5 Fave Cash Back Apps for Savings On-The-Go

Although the act of clipping Sunday mailer coupons has a therapeutic quality to it, it’s no longer the most efficient way to cut costs at the register. And as more shoppers rely on their smartphone to help make

7 Graduation Gifts for the New Grad In Your Life

Every May and June, graduates across the country leave their old college life behind to begin a new chapter of adulthood. It’s an exciting time full of lots of transitions. To congratulate the graduate in your life for

5 Affordable Father’s Day Gifts

Father’s day is around the corner. You know you want to get a gift for the dad in your life, whether biological or not, but don’t want to spend too much. What gifts can you give

What Your FICO Score Is Made Up Of

As an adult, your credit score plays a huge role in your life. It can lead to better interest rates, can help you get approved for an apartment and mean the difference between getting a loan

Financial Literacy: Paying it Forward

All of us have a financial story that is influenced by our childhood. That story can lead to overspending and mismanaging money — and if we're honest, it's tough to break. Financial Gym Advisors client, Rebecca, is working

6 Ways to Protect Your Privacy Online and Secure Your Financial Data

It seems like every month there’s news of a new data breach. The risk of identity theft and fraud are high. So what can you do to protect your privacy online and secure your financial data? Here are