We give a lot of our time, energy and money to the holiday season so it’s more important than ever to also practice self-care.
When you’re burned-out or stressed, the immediate feeling of it can be hard to
The holiday season is expensive: consumers in the U.S. spend about $1,000 annually on Christmas each year. With the added costs of inflation this year, budget-conscious shoppers will have an even greater challenge than usual. Fortunately, there are ways
You may be familiar with the phrase, “living paycheck-to-paycheck” — it might even resonate with your current financial situation. If you’d put yourself under this category, you’re not alone. According to a 2017 CareerBuilder survey, 78% of U.S. workers
It’s easy to get carried away during the holidays. Spending during this time of year is normalized and there is pressure to make it special at any cost. Looking out for these spending traps will help you avoid a
We all have friends who are a blast to hang out with, but who aren’t always the most supportive of our financial goals — whether on purpose or not. The worst is when you realize that you, yourself, can
This time of year, when we reflect on all we have, is a popular time to think about giving to others as well. When your budget is tight, you may not feel like you have the means to help
Chances are the employees at your company are feeling the pain of inflation and concerns of a recession. They don’t need to hear it from an economist to know that things in general are getting more expensive and companies
Starting a business can be rewarding but also difficult. Business owners can see their passion come to life but also put in the time and effort, that no one else sees. If you run a business, you’re a master
A health savings account (HSA) can be a useful part of your financial toolbox. Like retirement accounts, HSAs come along with powerful benefits like tax-free spending on healthcare, but they also have some odd rules. Knowing the ins and
Winter is coming and it will bring along challenging conditions for our cars, homes, and health. Luckily, a little preventive maintenance goes a long way toward averting costly problems this season. Try these winterizing tips to keep your car,
Even in the best of times, our relationships with money is…complicated. While it sometimes feels like we are the only ones struggling to create new financial habits and overcome unhelpful money-related thinking patterns, we are not alone. Instead of
Credit scores are important. They can be our ticket to getting a good rate on a mortgage, a car loan, or refinancing your home. Your credit score also can make or break a rental application, or prevent you from
Everyone is worried about their credit score, but credit scores are calculated using the information on your credit reports. So, if you want to work on improving your score, your credit reports are a great place to start.
The
Cell phones: we all need them, but how much do we really have to pay for them? Depending on the number of lines and extras, the bill can easily cost between $150-$300 per month. That’s a solid chunk of
At long last, the federal student loan debt relief application is open! The application is still in beta (testing) mode and it will be available off and on until the official launch later this month, so if it’s not
For the past two and a half years, most borrowers with federal student loans have not needed to make any payments. And a lot has changed over that time: people have moved across the country, started families, bought houses,
A common refrain we trainers are hearing right now as we work with our clients on their financial goals is that the reopening of the world is expensive. With so many things off limits for so long, having the
The Roth IRA began in 1998 as a way to encourage middle-class Americans to save for retirement without reducing revenue (i.e.taxes) to the federal government in the short term. Although Roth IRAs have income limits aimed at excluding higher-income
If you have ever struggled or are currently struggling with money, it can feel like you are alone. That could not be further from the truth. Many Americans are living paycheck to paycheck and no one is born financially
Bankruptcy is often held up as the worst thing that can happen to us financially. We are taught to fear it. Creditors have an incentive to make us scared of bankruptcy because it’s the only way to legally wipe
There is something about fall that makes it feel like a good time for a refresh. Maybe it’s the changing of the leaves and that crisp fall air—or maybe it’s looking at your credit card statement after all of
