Starting a family can be an exciting—but also stressful. This is especially true for individuals and couples who have to deal with additional costs to conceive a child, including LGBTQIA+ couples, single parents by choice, and hetero couples facing
With all of the excitement around federal student loan cancellation, we don’t want other federal student loan benefits to be overlooked. In particular, the deadline for the limited Public Service Loan Forgiveness (PSLF) waiver is quickly approaching. Borrowers who
A century ago, women still didn’t have the right to vote. But 102 years ago that all changed with the 19th amendment. The 19th amendment, which gave women the right to vote was signed into law on August 26,
At The Financial Gym Advisors, we are often asked by current and future parents how to best save for their child’s future and education. A common vehicle for this is the 529 account, but you may have also heard
Besides housing, eating out is one of the biggest line items we see in a client's budget. From fast food to fine dining, eating out can quickly add up and prevent you from meeting your savings goals on time.
During the summer, it’s easy to be liberal with your spending. After all, there are weekend getaways and impromptu rooftop happy hours, and you want to soak up as much summer fun as possible. By the end of the
Most of us don’t doubt our need for health insurance, and since we don’t have access to universal healthcare, we do what we can to get insured. In lieu of a shift in sentiment that recognizes healthcare as a
This week, President Joe Biden announced that his administration will cancel $10,000 of federal students for low-to-middle-income borrowers and up to $20,000 for Pell grant recipients. Naturally, borrowers (including Financial Trainers and TFG clients) are anxious to find out
Let’s face it. It’s hard enough to manage finances as an individual. Balancing needs and wants, covering bills and non monthly expenses, and prioritizing which goals to save for first can take up some serious time and mental space.
Anyone who has done the math on how much they take home per year versus their salary has likely noticed a stark difference between their total earnings and the amount that gets deposited in their bank account. Of course,
We all love a discount, right? What if you could give yourself 5% off almost all of your purchases? With a selection of five different credit cards, you can. All of these cards have no annual fee so you
When you’re designing your financial wellness benefits, it’s helpful to know what employees actually have on their minds financially so you can best address their needs. Our Certified Financial Trainers (CFTs) work with employees across the country and throughout
We’ve all heard the advice before that if you want to eat healthy on a budget, you need to meal prep! My belief is that this is the most common advice because it really works. I personally am a
Even smart employers who offer financial wellness benefits for their employees might hit a new challenge: participation in these benefits is not in line with their expectations. One study found that of employees who have access to financial wellness
Employees and employers alike are struggling with inflation. In the past year, wages have increased 4.5% while the cost of our most basic necessities (groceries, rent, gas, and mortgage payments) has risen between 10%-48%. This has put pressure on
Increasingly, employers are realizing the importance of supporting their employees’ mental health and wellbeing, and financial health plays a huge role in that. Thirty-four percent of employees said that financial stress has severely impacted their mental health, according to
After two years of canceled and modified vacation plans, many people are excited about the prospect of more “normal” summer travel. Of course, with average flight prices increasing sharply since the start of the year and record-high gas prices,
We all know the traditional banking model: one checking account and one savings account to cover all of your needs. Back when everyone received a physical paycheck and banking was done in person, this model made a lot of
We’ve all seen the news: the last year of Covid-related upheaval has created quite the housing boom. As many people are able to work from home, many have also decided to relocate, moving out of small apartments or cramped
If you read, this Financial Gym Advisors article, then you already know why you should apply for a job you aren’t qualified for, in the eyes of a recruiter. Recruiters and hiring teams look for stand-out cover
Let’s set the context: you have already gone through the homebuying process once, and you probably learned a lot from that experience as a buyer. Now, you’re ready to buy a second home. But here is the kicker: you
