Many homeowners have taken advantage of historically low interest rates over the past few years to refinance their mortgages. If you aren’t among them, the talk of rising interest rates might be prompting you to consider whether you should
Inflation is here and we are feeling it — at the grocery store, the car dealership, the gas pump, and in our housing costs. It is frustrating to shell out more cash for the same products, but there are
There are many reasons home buyers opt to work with a mortgage broker. A broker acts as an intermediary between you and the lender, helping you navigate loan documents, get the best mortgage, and quickly close on your new
Happy Financial Literacy Month! At the Financial Gym Advisors, one of our core values is “gymsplaining.” We take seemingly complicated financial topics and break them down in a way that people without a finance degree can understand. Because most
By this point, most people are well aware that gender can have an impact on their financial situation. As women, we face the wage gap, the investing gap, the pink tax, the mommy tax, etc. But many people are
With the massive movement towards remote work, a lot of us have questions about what this means for our 2021 taxes. Are there deductions you can take advantage of? What if you use your cell phone for work? Can
A developmental disability is a type of condition that affects a person’s physical, language, behavioral, or learning abilities. According to the CDC, roughly 17% of children ages 3 through 17 have a developmental disability. Examples of developmental disabilities include
Here you are, ready to embark on an American tradition: purchasing your first home. It’s an often-sought-out goal, one that is implanted in our minds early on. All that aside, how do you actually go about it? It seems
One of the most common goals our clients have is to buy a home. Some are looking to expand their space because they have a growing family. Others are relocating from cities to places where they can enjoy a
This month at the TFG, we are focusing on homeownership. In honor of International Women’s Day, we want to highlight the strides women have made in homeownership and the challenges they still face.
Over the past 30 years, women
This is a continuation of Breaking the Debt Cycle (Part 1) from last week.
Getting out of debt often feels like an uphill battle. One month, you receive a bonus at work that helps you pay down your balances,
This blog post is part one of two about breaking the debt cycle. Stay tuned for part two next week.
Getting out of debt often feels like an uphill battle. One month, you receive a bonus at work that
In honor of Black History Month, we have rounded up some resources that our team members recommend. These sources provide education about the generational poverty cycle, gentrification, the racial wealth gap, Black-owned banks, and more! Books: The Short and
Have you ever thought about being a financial trainer? If so, we have some exciting news! We recently launched “The CFT School” which is The Financial Gym Advisors’s new Certified Financial Trainer licensing program. In this program,
Great question, Financial Friend! At the heart of your question is the concept of habit formation. Reward mechanisms can be a big motivator when we are working on creating new habits. In some cases we work the rewards into
To pay extra on a student loan or not? That is the question. And, it’s a question we hear often considering that the average person in the U.S. owes $30,000 or more in student loan debt.
It may surprise
Great question! When we have so many competing priorities: rent, bills, retirement, student loans, credit card bills, and day to day discretionary spending, it can be hard to know what “living within your means” actually means. On the one
If you’re looking for a student loan payment that better fits within your budget, you may be faced with a confusing array of repayment plans. That alone can make you want to shut off your computer and avoid dealing
Are you stuck living in the paycheck-to-paycheck cycle? It’s time to build your emergency fund. An emergency fund is money you have set aside for the emergencies that inevitably come up. Your car breaks down, you lose your
