The thing I love most about being a Certified Financial Trainer at The Financial Gym Advisors is that we take the WHOLE person into account. We know that none of our clients are going to just stop buying things.
The last thing anyone wants is for their stuff to go missing. But losing your wallet is a whole other level of annoying. Here’s your checklist of what to do if this happens to you and some things to
New year, new habits — at least that what many Americans strive for when declaring a new year’s resolution, especially after the year that 2021 was! Resetting the calendar can feel like the perfect time to wipe the slate
Money can help catapult you closer to larger life goals making rewarding milestones, like buying your first home or retiring early, a reality. On the flipside, the lack of money can also feel like a setback keeping those very
Manifesting money can look different for each and every person. There is certainly not a “one size fits all” approach to manifesting money. It can come from a place of need or desire, but it always starts with a
If you receive a call from a debt collection agency, you might be unsure of whether or not you should answer. The Fair Debt Collection Practices Act (FDCPA) requires debt collectors to adhere to a strict set
Trying to find ways to get a handle on your debt? You might consider debt consolidation, a process that can simplify your debt and possibly lower the amount you pay in interest on your loans. If
Many of us were never taught how to manage credit cards or how they even work. Let’s start off with some basics before jumping into how to pay down your debt faster.
First off, you should download your credit
So, you have a great credit score, your spending is under control, and you want to maximize your great score by getting into the habit of using cards that earn you points and save you money.
Great news! While
Open Enrollment season is upon us, and with it the yearly opportunity to make sure we’re taking advantage of all the workplace perks we are entitled to. This means checking that we’ve signed on to get tax breaks on
Last year, in an effort to help student loan borrowers through the financial crisis that COVID-19 brought upon us, the Federal Government suspended payments and interest accrual on most Federal student loans. At first, this administrative forbearance was slated
I’m so sorry that you are dealing with this. Having to cope with unjust and unconstitutional violations of your right to choose should not happen to anyone, and we are appalled by how far reaching this legislation is. And
In May, our Certified Financial Trainer Tina wrote this helpful blog post to inform our clients and readers about this year’s unique Child Tax Credit and to help parents know what to expect as the program rolled
For most of us, our first experience with insurance is buying car insurance to meet state laws or a lender’s requirement. But building a comprehensive insurance plan is an absolute necessity to anyone who wants to be in great
The basic facts of the racial wealth gap are that Black Americans hold about 13% of the wealth of white Americans. This wealth disparity can be seen through almost every measure of wealth, from actual financial holdings, to income
In four more months I’m becoming a father for the first time. My wife and I are excited to bring a new person into the world, but with it come so many challenges. How much do we spend on
So, not unlike many of our clients at the Gym, you bailed on your big city tiny apartment and giant rent burden in favor of getting through a tough time without bleeding cash. Good for you for making a
As trainers, we always give our clients a weekly spending goal. This is supposed to be for everything that isn’t a fixed monthly expense. My fixed bills each month are rent, utilities, internet, and a Netflix family subscription. I
At the Gym we work with a lot of people who are focused on building credit. Some people are recent grads who are transitioning from school to full time work and becoming financially independent from their families. Others are
131 trillion dollars. That’s the amount of money that governments, companies, organizations, and people like you and me need to invest in climate solutions between now and 2050 to meet the targets in the Paris Climate Agreement. As if
So, what is “house hacking?” In short, house hacking is a way to offset your living expenses by reducing or eliminating your housing expenses, or even making money off of your home. It can require doing some research and
