A Beginner’s Guide to Filing a Tax Return

** Our Trainers are not tax advisors nor do we provide specific tax advice in this blog. The purpose of this blog post is to provide a general overview.

If you had an on-going income source this past year,

Coronavirus: How to Protect Yourself and Prevent Spreading the Disease

If you’ve visited your local drugstore only to find that hand sanitizer is out of stock, or received an email from your employer announcing a temporary work-from-home policy for anyone who’s traveled in the last 14 days, you’ve likely

Strategies to Avoid Buyer’s Remorse

The excitement of a new purchase — whether it’s a small purchase at the department store or a large purchase, like a new car — feels good. Psychological studies reveal that the excitement and anticipation of getting a reward

How to Save $1,000 by July for a Summer Vacation

It might still be winter in many parts of the U.S., but let’s be honest — you’re already dreaming of your next big vacation this summer. If you don’t quite have the funds to book your summertime flight, there’s

7 Tax Deductions & Write Offs That Save You Money

Filing your taxes can be complicated, which makes it easy to overlook tax deductions that could save you money. Whether you choose to claim the standard deduction or itemize your tax return, there are various tax deductions that are

What is a 1099?

The Internal Revenue Service (IRS) uses a series of “information returns” called 1099s to track income received other than the salaries and wages paid by an employer.

Although most people think of a 1099 as being an independent contractor

How to File Your Taxes Jointly for the First Time

When you decided to say “I do”, you may not have considered the future tax implications of getting married. Marriage changes your taxes — from the credits and tax deductions you can claim, to certain tax breaks

How To Handle Income Inequality In Your Relationship

It’s not surprising that in an American Psychological Association report highlighting the largest stressors of America, work and money were identified as the highest personal stressors. It’s also long known that money problems are large contributors to

Black History Month: How This Tool Shaped My Financial Education

In honor of Black History Month, our wonderful Financial Trainer, Chandra Savage, shares with us about her first financial education experiences as a young black woman.

9 Ways to Spend Less Money On Food

Every dollar counts when you’re trying to save money and keep your finances in order. Groceries are a significant line-item expense for every family’s household budget.

According to the Bureau of Labor Statistics, the average American

How to Use a Bullet Journal to Track Your Financial Goals

Are you looking for ways to track your financial goals? A bullet journal is a useful strategy some people use to organize and reach their financial achievements. Not quite sure how a bullet journal works? Here’s how you how

How to Pay Off Credit Card Debt Faster

Revolving lines of credit, like credit cards, are a helpful tool when used responsibly. However, it can also lead to a slippery slope when it comes to wracking-up credit card debt. Although getting out of credit card debt isn’t

14 Fun and Cheap Ways Singles Can Celebrate Valentine’s Day

Valentine’s Day may bring up mixed feelings, whether you’re attached or not. Despite being regarded as an excuse to show your affection in a spendy way, it can isolate those who aren’t in a romantic relationship.

Although it’s conventionally

What Your Love Language Says About Your Money Needs

Understanding how you feel supported is essential to a healthy relationship — and knowing your love language can help. Author and counselor, Dr. Gary Chapman, created love languages to explain the different ways that people feel loved.

Here’s what

I Turned to Freelancing and Quadrupled My Assets in 3 Months

Analisa Cantu has been an FG client since October 2019. When she’s not bearing her financial soul to her coach, Terri, she’s probably on a flight somewhere and makes her dollars as a freelance content strategist.

What You Need to Know About a Credit Freeze

According to a recent Javelin identity fraud study, 14.4 million consumers were victims of identity fraud in 2018. Identity thieves may target your banking information or access your sensitive personal information through companies whose services you’ve used.

<p

How to Meal Prep on a Budget

Cutting back on expensive restaurant meals in place of meal prepping is an effective way to reduce food spending and regain mindful eating habits. The Bureau of Labor Statistics found that households spend an average of $3,365

10 Valentine’s Gifts Your Partner Will Remember

Finding the “perfect” Valentine’s Day gift can feel like a lot of pressure, regardless of who you choose to celebrate with. If you want to go above and beyond to show your appreciation for your partner, this list

How to Meet Your Financial Goals While Avoiding FOMO

While living in New York, I’ve found it daunting to prioritize my financial goals. With dozens of exciting countries to visit with friends on my bucket list, an invitation to eat out pretty much a few times a

9 Things to Do Instead of Dining Out

Having a delicious meal is just the icing on the cake — the real treat is spending time with friends, family or going on an exciting date. Social outings keep us connected by growing relationships, but there are so

How to File for Bankruptcy

If you’re overwhelmed by debt, bankruptcy may be a financial tool that gives you a fresh start. Filing for bankruptcy stops debt collection calls, wage garnishment, and debt lawsuits. It may also give you the opportunity