The holidays are upon us once again. With colder weather and festive gatherings afoot, you’ll probably have more houseguests than usual. When preparing for houseguests, it can be hard to stay on budget.
Preparing in advance helps
The holidays are a magical time filled with family gatherings, fun decorations, and gift-giving from the heart. But the holidays can take quite a toll on your bank account. Between family gatherings, work celebrations, and school parties, the
A home equity line of credit (HELOC) is a type of secured loan that gives you a revolving line of credit by using your home as collateral. If you’re looking for a flexible way to finance a major
One in five Americans will live in a neighborhood with an HOA, yet many people have questions about what an HOA actually does. What do HOA fees cover? What is an HOA and how will it affect my
Editor’s note: Please be aware that we’re not tax professionals and this is not tax advice, just a general guideline.
The federal income tax is a pay-as-you-go tax, meaning you pay taxes as you earn or receive
Veteran’s Day has always held a special place in my heart. In addition to being my brother’s birthday, as the daughter and granddaughter of retired military members, I appreciate a holiday that honors those who have served in
When looking to save money, many shoppers buy in bulk at a warehouse store like Costco or Sam’s Club. The main idea behind buying in bulk is that you’ll get a wholesale price for committing to
If you’ve been banking with the same financial institution since you were in high school, you might be curious about your other banking options. Whether you’re looking for a new high-interest savings account or are fed-up
In recent years, data breaches across various retailers, credit bureau Equifax, and the most recent, the Capital One data breach, have made data breaches seemingly inescapable. Since consumers rely heavily on the security measures these companies use, there’s
After being with my then-boyfriend of 10 years, he finally got down on one knee and asked me to be his wife. Our engagement lasted longer than most (*cough, cough three years*) for many reasons such as moving,
Taking on a side gig is a practical way to make money on the side ahead of the big shopping season, or simply accelerate your earnings to start off your 2020 savings fund, strong.
As soon as
Having a strong credit score can open doors to more affordable financial products, like loans, and can even help position yourself as a prime candidate for a new apartment. If your credit is poor or you’ve just undergone
Money can help catapult you closer to larger life goals, making rewarding milestones, like buying your first home or retiring early a reality. On the flipside, the lack of money can also feel like a setback keeping those
The holidays are packed with opportunities to celebrate life, family, friends, and traditions. With increased family gatherings and celebratory occasions, the holidays tend to cost a little more than the rest of the year.
Aside from holiday
My challenge also forced me out into the world to explore different avenues of making purchases that were sometimes even cheaper than Amazon’s prices.
I used to rush to Amazon Prime to buy books, office supplies, clothes,
An individual retirement account (IRA) is used to set funds aside and invest savings for retirement later down the road. The account functions as a holding tool for a variety of assets, from stocks and bonds to certificates
You can think of your financial journey to retirement as a road trip. If you start in New York and plan to retire in California, you have two choices: make the trip as direct as possible or allow
I remember my first call to The Financial Gym Advisors like it was yesterday. In 2016, I had just moved to Dayton, OH to start my doctoral degree at The Ohio State University. My bi-weekly two-hour round trip
Newlyweds meet many challenges when merging their lives, from living together for the first time to combining finances after marriage. New couples must decide how to manage their finances to work toward achieving joint goals.
Here are
Today, 25 million people in the US live with roommates. This is a dramatic shift from the decade prior when most adults between the ages of 18 and 34 were living independently. There are plenty of reasons why people are
Interest rates today are lower than in the recent past. This could spell good news if you’re looking to borrow money but might not be as great for your savings. A lower interest rate could mean slower growth
