How to Practice Good Tipping Etiquette While on Vacation

Whether you’re en route on a two-week vacation or creating a budget for your next big trip, there’s one cost that’s commonly forgotten in the process: gratuity. Although you might’ve just spent hundreds or thousands of

9 Ways to Maximize Your Savings at Target

Nothing feels better than a productive Target run. The red and white bullseye predated online shopping as the place to go for good products at reasonable prices. Even now, in the age of Amazon Prime, it’s not uncommon

3 Cards We Love for Travel Hacking

Traveling is a rewarding experience that refreshes your day-to-day routine. The cost of traveling, however, can put a strain on your budget. Whether your wanderlust is calling for a week-long vacation or you’re traveling for business,

How Do Deactivated Checking Accounts and Debit Cards Affect Your Credit Score?

If you want to stay on top of your credit, it’s important to know how your actions affect your credit score. You might be thinking about ditching your current checking account or debit card for something better, and

5 Unexpected College Costs to Add to Your Budget

Going into college, you likely had a picture painted in your head about what it would be like. You’re prepared for the general cost of college: tuition, rent, food, textbooks, clothes, and entertainment. However, many new students don’t

Traditional 401(k) vs. Roth IRA — What Makes the Most Sense for You

At the Financial Gym Advisors, we’re all about getting your assets into shape. That means thinking long-term, too, and preparing for retirement. There are various retirement vehicles to choose from which can be good but also

6 Psychological Tricks to Start Saving Money Today

You already know the importance of building up a savings reserve. Setting aside funds for unexpected emergencies or a future goal can help you feel more financially grounded.

But according to the Federal Reserve’s latest

5 Budgeting Strategies to Get Your Finances Back on Track

If you completed your mid-year check-in and found that your budget is derailing your goals, it’s time to dive deeper into your budgeting strategy.

Like any other goal that involves putting in hard work and sweat, strengthening

6 Questions to Ask Yourself Before You Refinance Student Loans

If you have student loans, you know the interest charges are killer. It accrues daily and can quickly balloon the size of your loan. In order to save money, you might consider student loan refinancing. 

When you

How to Use your HSA Fund This Summer

Summer is in mid-swing, which means spending more time outdoors and participating in more activities under the sun. Whether you’re enjoying your summer vacation or catching some vitamin D on the weekends, staying on top of seasonal health

Pros and Cons of Consolidating Debt

Tackling your debt is one of the most important steps to getting your financial life under control and reaching big money goals. While it can seem complicated or even disheartening at times, paying off your debt

Amazon Prime Day: How to Make Sure You’re Getting the Best Deals

If you’re an Amazon Prime member, forget Christmas. Amazon Prime Day is coming up on July 15 and July 16. 

Prime day is where members can get access to exclusive deals that you can’t find anywhere else.

How to Negotiate Your Bills

Negotiation isn’t only useful when buying a car from a dealership or discussing your salary at a new job. Many of your monthly expenses are actually negotiable if you spend some time doing a bit of legwork.

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7 Useful Services That Are Worth Your Time 

You’ve probably heard the saying, “time is money”, but according to a recent survey, time is also happiness. In its international survey, scientific journal PNAS, found that “spending money on time-saving services is linked to greater life

Is Pet Insurance Worth It? Top 5 Benefits

Pet insurance might seem like a win-win — after all, it meant to cover your pet’s health care costs and protect your wallet from expensive vet bills. And like other types of human insurance policies, like heath insurance

5 Money Mistakes to Avoid

Feeling financially successful doesn’t come easy to everyone. According to Experian’s latest Personal Finance Survey, only 17% of respondents said they felt “very secure” about their finances. What’s even more troubling is 26% felt less financially secure compared

5 Goals to Save Towards Your Financial Plan

When it comes to managing your money, you have a lot of different priorities. You need to pay your bills, focus on paying down your debt and think about the future. But there are also some goals you

The Value of a Quarterly Review

Prior to joining The Financial Gym Advisors, my husband and I handled our money in a very basic way.  We’d receive our income, check our calendar of bill due dates to what needed to be paid before the

5 Legit Side Hustles to Earn an Extra $200 a Month

Have you ever felt like if you just made a couple hundred dollars more per month your life would be different? Your life would be better or easier and you could double down on your goals

7 Last-Minute Weekend Summer Getaways

Whether you’re satiating your wanderlust solo or traveling with the entire family, planning an elaborate summer vacation can take time. And since summer is officially upon us, you might feel like it’s too late to get a trip

5 Items You Should Automate ASAP

There are countless money management tips online that may or may not work for you. Some are super hands-on with spreadsheets to help you manually track money going in and out of your checking account, while others are