Many of us were never taught how to manage credit cards or how they even work. Let’s start off with some basics before jumping into how to pay down your debt faster.
Although summer is coming to a close, the next big travel season is kicking back up again thanks to the holidays. It might feel too early to think about holiday travel, but let’s be honest, those Halloween decorations
There’s a lot of mystery around credit scores, and while credit scores do matter in certain situations, most of the time, you can and should stop freaking out about your credit score.
One of our DC-based Financial Trainers, Mike, explains why you may not want to consider debt settlement right away, even though it may seem like a tempting offer to alleviate some of the stress of paying back your debt.
<pCarrying a credit card around this holiday shopping season can make sense in many ways. It offers convenience and greater purchasing power, but there’s a fine line between smart holiday card use versus letting credit card shopping get out
When it comes to figuring out how to build credit, you might already know that a credit card can be a powerful tool in strengthening your credit profile. If you’re relatively new to using credit cards to build credit
The rules of the credit game are confusing, yes. But too many credit cards only hurt you in one instance.
There is a general fear of credit cards from most of our clients because most people think of credit
Trying to find ways to get a handle on your debt? You might consider debt consolidation, a process that can simplify your debt and possibly lower the amount you pay in interest on your loans. If
The Financial Gym Advisors Client Mackenzie Stewart shares with us how she approaches paying off her debt on a less-than-ideal income. Mackenzie breaks down both concrete steps as well as how to shift your mindset in order to conquer
My personal debt story began when I first started undergrad. I did not know anything about managing my finances, and I was easily persuaded to sign-up for my first credit card.
Travel hacking is the art of maximizing credit card, airline, and hotel loyalty programs to get free travel, travel discounts, or travel perks that would otherwise be very costly.
Credit cards are a few things. They’re a means to an end in a tough time, they’re a necessary tool for getting a job done (think renting cars or hotel rooms), and they can even help us travel more
Sharing important areas of your life — including your finances — is a common part of building a deeper relationship with a long-term partner. Whether you’re newlyweds in need of a shared credit card, or in a committed relationship
Revolving lines of credit, like credit cards, are a helpful tool when used responsibly. However, it can also lead to a slippery slope when it comes to wracking-up credit card debt. Although getting out of credit card debt isn’t
If you need money now and have solid credit, a common financial strategy is to sign up for a new credit card with a 0% APR. Promotional no-APR credit cards don’t charge interest on your spending until the
The holidays can be a whirlwind when it comes to gift shopping and travel logistics. Planning holiday expenses with the help of a credit card can offer convenience — particularly, when it comes to online shopping and <a
Managing debt can be a daily challenge if you’re waist-deep in it. Staying on top of multiple payment deadlines, balances, and interest rates for each account can complicate the issue even further.
A balance transfer credit card
It’s always nice to make your dollars stretch just a little further, right? Well, if you have gift cards there are a few hacks that help your cash do more for you. If you’re a
Having a strong credit score can open doors to more affordable financial products, like loans, and can even help position yourself as a prime candidate for a new apartment. If your credit is poor or you’ve just undergone
You might be wrapping up your summer travel, but before you know it you’ll be knee-deep in holiday travel planning. A 2018 Holiday Travel Report by Nerdwallet found that nearly half of Americans expected to put an average
Traveling is a rewarding experience that refreshes your day-to-day routine. The cost of traveling, however, can put a strain on your budget. Whether your wanderlust is calling for a week-long vacation or you’re traveling for business,
