When you’re struggling with your mental health, dealing with your finances feels exponentially more difficult. If you feel anxious about your debt, you may avoid opening bills and rack up late payments. Ironically, even though mental health challenges can
So many personal finance experts (us included!) preach about the importance of having an emergency fund. We do this for a reason! A recent survey found more than two-thirds of Americans worry that their emergency savings would not even
Many people struggle with their personal finances. In fact, according to a recent survey, more than three-quarters of Americans feel anxiety about their financial situation. Action is the antidote to anxiety—you have to address your finances head on to
We’d all love to be on top of our finances, but we are not always in the right headspace to do that—especially if we’re facing mental health challenges. Mental health and financial health are so intertwined. Financial stress can
So you’ve successfully saved for an emergency fund and now you’re wondering: what next? Knowing where to focus most of your money depends largely on your personal goals and the amount of risk you’re personally willing to take on
If you’re not a seasoned investor, the world of investments can seem intimidating. Between the confusing jargon and the constantly changing nature of the markets, many people choose to put off investing.
Here's an investing 101 guide to get
It’s no secret that human behavior is altering our environment, and it’s only natural to want to help, but figuring out where to start can feel overwhelming—especially when changes to help the environment come with an added cost. Luckily,
Tracking your weekly spending is an essential part of sticking with your Financial Plan! Just like diet and exercise, there are a million different ways to go about it. With each method, you will see great success stories and
At TFG, we’re focused on giving you a great financial foundation and helping you accomplish your life goals. For this reason, we follow a goals-based budgeting method. Goals-based budgeting focuses on determining how much you need to save each
If your savings are minimal and your credit card balances are higher than you’d like, you are not alone: 42% of Americans have less than $1,000 in savings and 46% of people with credit cards are carrying a balance
With inflation still higher than expected, many people are looking for ways to cut their costs. One of the places we feel inflation the most is at the grocery store. With inflation, you generally have to suck it up
There are many parallels between a physical health journey and a financial health journey (hence our name, the Financial Gym Advisors). Both involve challenging your current mindset, changing your habits, and making different choices. They are also very personal
Debt is emotional and there are many mindset shifts involved in changing your relationship with money as you pay off debt. That is going to take time, effort, and a whole lot of self-compassion. In the meantime, there are
If you are reading this and feeling shame or embarrassment about your financial past (or present) and are wondering if there is any way to feel empowered and confident, here are 4 foolproof steps to develop financial forgiveness so
On average, Americans spend more than $300 per month on impulse purchases. Retailers actively encourage impulse buying because it helps their bottom line—not yours. Try these tips to reduce your impulse buying and regain control of your spending.
Few things get me more riled up than shelling out cash unnecessarily. This is especially true for bank fees! I feel this way about my own bank account and those of my clients. I hate seeing that a bank
The year comes with natural cycles; your energy may ebb and flow or feel different throughout the seasons. Rather than expecting yourself to feel and act the same way all year, you can take advantage of the natural seasons
Moving is expensive, especially if you need to furnish an apartment. As humans, we tend to prioritize making our new homes cozy and comfortable, but this comes at a cost. By the time all is said and done, your
While most people don’t enjoy doing their taxes, a healthy tax refund can be a good consolation prize. For many people, a tax refund is the biggest windfall they receive each year. It’s tempting to immediately put that money
Whether it’s due to a layoff or striking out on your own, losing your employer-sponsored health insurance is scary but not uncommon. In 2022, 11% of people experienced a gap in health insurance. Luckily, there are options to protect
Spring brings warmer temperatures and the desire for a refresh. You naturally want to shed old layers and bring something new into your closet but buying clothes adds up fast. Even if purchasing a whole new wardrobe isn’t in
