Inflation is here and we are feeling it — at the grocery store, the car dealership, the gas pump, and in our housing costs. It is frustrating to shell out more cash for the same products, but there are
There are many reasons home buyers opt to work with a mortgage broker. A broker acts as an intermediary between you and the lender, helping you navigate loan documents, get the best mortgage, and quickly close on your new
Happy Financial Literacy Month! At the Financial Gym Advisors, one of our core values is “gymsplaining.” We take seemingly complicated financial topics and break them down in a way that people without a finance degree can understand. Because most
By this point, most people are well aware that gender can have an impact on their financial situation. As women, we face the wage gap, the investing gap, the pink tax, the mommy tax, etc. But many people are
This is a continuation of Breaking the Debt Cycle (Part 1) from last week.
Getting out of debt often feels like an uphill battle. One month, you receive a bonus at work that helps you pay down your balances,
Have you ever thought about being a financial trainer? If so, we have some exciting news! We recently launched “The CFT School” which is The Financial Gym Advisors’s new Certified Financial Trainer licensing program. In this program,
Great question, Financial Friend! At the heart of your question is the concept of habit formation. Reward mechanisms can be a big motivator when we are working on creating new habits. In some cases we work the rewards into
To pay extra on a student loan or not? That is the question. And, it’s a question we hear often considering that the average person in the U.S. owes $30,000 or more in student loan debt.
It may surprise
Great question! When we have so many competing priorities: rent, bills, retirement, student loans, credit card bills, and day to day discretionary spending, it can be hard to know what “living within your means” actually means. On the one
If you’re looking for a student loan payment that better fits within your budget, you may be faced with a confusing array of repayment plans. That alone can make you want to shut off your computer and avoid dealing
Are you stuck living in the paycheck-to-paycheck cycle? It’s time to build your emergency fund. An emergency fund is money you have set aside for the emergencies that inevitably come up. Your car breaks down, you lose your
Here at The Financial Gym Advisors, we are all about making small changes that won’t impact your day-to-day life too much, but will impact your budget (for the better!). Many of these changes have positive effects outside of their
The holidays are known to be the season of giving, but don’t let the joyous time of year lure you into a false sense of security. During the holidays, potential scammers have tactics that continuously change to catch unsuspecting
The holiday season is in full swing, giving you a chance to bring joy with a well-thought-out gift while also making an impact in your community.
Big box stores and e-commerce retailers may dominate the advertising space during the
One question our trainers always receive is “what is your favorite podcast?” Many of our trainers are avid podcast-listeners and love listening to new podcasts-- so much so that we even have a whole slack channel dedicated to our
The first question I get when I meet new people is typically “What do you do?”
My answer, of course, is that I’m a Certified Financial Trainer with The Financial Gym Advisors. But that usually prompts the next question,
When winter hits, so do the unexpected expenses. From sudden home repairs like frozen pipes to purchasing seasonal gifts or booking expensive flights to visit family members, winter expenses can add up fast. It can be hard to know
Manifesting money can look different for each and every person. There is certainly not a “one size fits all” approach to manifesting money. It can come from a place of need or desire, but it always starts with a
Many of us were never taught how to manage credit cards or how they even work. Let’s start off with some basics before jumping into how to pay down your debt faster.
First off, you should download your credit
So, you have a great credit score, your spending is under control, and you want to maximize your great score by getting into the habit of using cards that earn you points and save you money.
Great news! While
