Category: Personal Finance

5 Ways to Keep Your Summer Spending in Check

Happy hours…weekend trips…BBQs….weddings….Do you find yourself spending extra during the summer months? Here’s how to keep your summer spending in check.

4 Ways to Figure Out What You Need to Earn

Much of the time we find that our clients who are struggling to make all of their expenses and save money on a monthly basis simply need to make more money. This may sound like a no-brainer, but it

How to Live Rent-Free

These days, affording day-to-day expenses—including a place to live—is putting a strain on renters’ budgets. The numbers back that up: between 2019 and 2023, rent prices increased by over 30% across the country. However, if you are

Mid-Year Check-In: Are You on Track With These 5 Goals?

The summer months are a good reminder of how time flies when you’re working toward your personal goals. With the end of 2024 creeping up on the horizon, now’s a perfect time to do a financial wellness check and

3 Essential Concepts To Reach Financial Independence

Financial independence—having enough financial resources to cover your expenses without working—is appealing to just about everyone. Even if you love your job and plan to work all your life, you might not always have that luxury as layoffs or

How to Choose a 529 Plan

Whether you’ve just had your first child or it’s been a few years, at some point, saving for your child’s college education has likely crossed your mind. Choosing where to set up an account can be a major barrier

The Cost of Keeping Cool: Managing Air Conditioning Expenses in Summer

As the summer heat ramps up, so does the temptation to crank up the air conditioning. While it's a relief to have a cool oasis indoors, it can also lead to a spike in energy bills. Managing air conditioning

4 Steps to Financially Prepare for Parenthood

Starting a family is a life-changing—and budget-altering—experience. The transition of welcoming a new family member into your home (and tending to their every need) will come with challenges. While parenthood overall is not something that you can entirely prepare

4 Mental Spending Loopholes That Are Keeping You Stuck

When it comes to making financial changes, you might be your own worst enemy. One of the ways you may be working against yourself is by exploiting mental loopholes: rather than sticking to what you said you would do,

Why You Should Still Apply for Jobs That You Aren’t Qualified For

As a Recruiter, the number one question people ask me is - “Do you think I qualify for this position?” I never give a concrete answer because I feel as if it is the candidate’s job to feel confident

3 Work-Sponsored Benefits To Check Before Starting a Family

Having a child is a deeply personal decision, but also a financially impactful one—studies estimate that the average middle-income family will spend $310,605 to raise a child to age 17. In the United States, where you work

How to Get Physically Fit (While Staying Financially Fit)

Do you want to work out without breaking the bank? The typical gym membership costs between $40-$70 per month but premium gyms and personal trainers can cost up to ten times that amount. Here are five ways to get

Your Financial Blueprint: 4 Interactive Exercises to Decode Your Money Mindset

Today, we're diving into the fascinating realm of understanding your money mindset through hands-on, interactive exercises. Buckle up as we guide you through four engaging activities designed to decode your unique financial blueprint.

3 Myths About Your Credit Score

Credit scores may be the most well-known measure of financial wellness, but how they are calculated is less clear to many people. A survey from CompareCards by LendingTree found that 37% of consumers agreed with the statement

How to Set & Communicate Your Financial Boundaries

As if your own relationship with money isn’t complicated enough, making decisions that involve money and other people adds a whole new dimension. That’s where financial boundaries come into play.

How to Set Better Financial Goals

The second Friday in January is “Quitter’s Day”—the day you’re most likely to give up on your New Year's resolutions. Part of the reason that people give up on their goals and resolutions is that they don’t set good

4 Steps to Recover from Holiday Spending

If you racked up credit card debt over the holidays, you’re not alone: about one-third of U.S. adults take on debt each year to pay for holiday expenses. The start of the New Year is a great time to

Our Favorite Frugal Holiday Traditions

Traditions are one of the most enjoyable parts of the holiday season. They give us something to look forward to and make us feel more connected to the family and friends who share the tradition with us. While so

5 Tips to Get the Most Out of Black Friday Shopping on a Budget

Black Friday and Cyber Monday are still the most popular times of year to shop. Whether you’re buying for others or just for yourself, the lure of a great deal is hard to resist. While there is nothing wrong

4 Ways to Afford Last-Minute Holiday Travel

The holidays are the busiest—and often most expensive—time of year to travel. The top tip for scoring affordable holiday travel is to book it early, but if you’ve missed that boat, you’re not completely out of luck. Here are

When Should I Ask for a Raise as a Freelancer?

Most W-2 employees can only dream of setting their own pay, but as a freelancer, you can make it happen. It’s an amazing opportunity, but also a lot of responsibility because you are the only one who can give