This month, millions of borrowers are making their first federal student loan payment in three and a half years. During this time, you may have moved, bought a house, purchased a car, had kids, adopted a pet, paid off
Starting your own business can be an effective way to build long-term wealth—or it can really set you back financially. Increase your chances of success by following these five tips: understand your why, build a strong foundation, develop a
Ten months after the Biden administration announced its plans to forgive up to $20,000 of federal student loan debt for many borrowers, the Supreme Court blocked the plan. While the decision was not unexpected, it is extremely disappointing to
In many industries, variable income is a common occurrence. You could be in the hospitality industry earning tips as your primary source of income or in real estate earning commission. Having variable income that is either inconsistent in payment
When juggling multiple credit cards with eye-popping interest rates becomes overwhelming, it’s time to take a different approach. There are many strategies for paying off credit card debt, but it’s important to find one that works with both your
At TFG, we’re focused on giving you a great financial foundation and helping you accomplish your life goals. For this reason, we follow a goals-based budgeting method. Goals-based budgeting focuses on determining how much you need to save each
If your savings are minimal and your credit card balances are higher than you’d like, you are not alone: 42% of Americans have less than $1,000 in savings and 46% of people with credit cards are carrying a balance
With inflation still higher than expected, many people are looking for ways to cut their costs. One of the places we feel inflation the most is at the grocery store. With inflation, you generally have to suck it up
When making minimum debt payments becomes overwhelming, some people turn to debt settlement as a way to handle it. Working with a debt settlement company can come with many drawbacks including high fees, a major hit to your credit
In today's economy, saving money has become more important than ever. With the cost of living continuing to rise, it can be difficult to make ends meet. However, there are several simple ways to save money that people tend
A balance transfer card is a handy tool in your debt repayment toolbox if used correctly. This type of card allows you to move your credit card balance (and sometimes other types of loans) to a credit card with
If you are in a rush to embody your “New Year, New You” self, you’re missing out on one of the most important steps of goal-setting: reflection. Reflection allows you to step outside of the day-to-day grind and derive
Many people open their first bank account as a kid wherever their parents bank and never make a change. But the banking industry itself has changed a lot since most of us were kids and sticking with the same
One question our trainers always receive is “what is your favorite podcast?” Many of our trainers are avid podcast listeners and love listening to new podcasts—so much so that we even have a whole slack channel dedicated to our
Carrying a credit card around this holiday shopping season can make sense in many ways. It offers convenience and greater purchasing power, but there’s a fine line between smart holiday card use versus letting credit card shopping get out
Salary negotiation is a widely accepted practice during the job hunt process: about 70% of employers expect job candidates to negotiate. Despite that, a recent study from Fidelity found that 58% of young professionals accepted job offers without negotiating.
It’s appalling—but unsurprising—that after hundreds of years of stripping Native communities of their land and natural resources, Native Americans still face tough economic challenges. To recognize Indigenous Peoples’ Day, we rounded up news articles, reports, and stats to know
A lot of us love to travel. I know this because I’ve worked with hundreds of clients on hundreds of financial plans, and once we work through the hard numbers like assets and liabilities and expenses, we talk through
The three major credit bureaus — Equifax, Experian, and TransUnion — recently announced major changes to how they will report medical debt. These changes could have a wide-reaching impact and eliminate about 70% of the medical debt that appears
I’ve done a lot of research on the subject and concluded that everyone has that year: the year of all the weddings. Like all of them. At the same damn time. For me, that meant six destination weddings for
Imagine that you are on track with your budget for the month and feeling amazing about it — as you should be! But then you go for your $200 quarterly hair appointment or your $500 annual credit card fee
