Category: Cash Management

Giving My Son His First Money Memory

My 5-year-old son saved up enough money for a Nintendo Switch this year. Weirdly enough, my first money memory is also of saving up enough money to buy a Nintendo system (a purple Gameboy at the time) with my

Top Salary Negotiation Strategies to Reduce the Gender Pay Gap

As part of Women’s History Month, we want to provide women with a resource to negotiate higher salaries. Negotiating pay isn’t always the most natural skill, and it can be especially difficult for women.

These strategies can be used

6 Things to Have Ready For Tax Time

Tax time! That tedious time of year that inspires the champion procrastinator in so many of us, for so many reasons. For some of us, we dread the bill. (That cash looked so much better sitting in our savings

Variable Interest Rates vs Fixed Interest Rates

Interest rates! What are they?

I like to explain interest rates as the cost or price of money in order to borrow it today. This directly relates to a concept called the time-value of money (TVM). TVM is the

5 Tips for Surviving Wedding Season

After a long, pandemic-induced wedding drought, this year is shaping up to be the busiest yet. According to Yahoo, there will be an estimated 2.5 million weddings in 2022, which is the most the U.S. has seen since 1984.

Mythbusting: Too Many Credit Cards is Bad

The rules of the credit game are confusing, yes. But too many credit cards only hurt you in one instance.

There is a general fear of credit cards from most of our clients because most people think of credit

Mastering the Abundance Mindset Today

Have you ever felt like you’ll always be stuck in a negative money mindset? Do you always feel like there’s never enough money? If that’s the case, we hate to break it to you: you have a scarcity mindset.

How to Handle Federal Student Loan Default

During difficult financial times, student loan payments often get put on the back burner. By the time a borrower has their finances back under control, they may find that their student loans have gone into default. If this has

5 Financial Goals for the New Year

2022 is here! While making a resolution is not a requirement, many people feel that it is a good way to start off the new year, and financial resolutions are often among the most popular. You might be thinking…

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9 Healthy Trader Joe’s Meals on a Budget

A common New Year's resolution that many people embark on year after year is to eat healthier. It’s a tried and true resolution and one that feels good and attainable after the holiday season.

This year, we thought it

Financially Naked: Trainer Edition with Jenny Harp

As a Trainer, I always ask my clients to track their spending. After all, it's hard to know how much you can save or invest if you don’t know what’s coming in and going out! One pain point we

Message from the CEO – The Financial Gym Advisors’s Impact Report

Eight years ago, I delivered a pro-bono financial plan to a former co-worker; and after I had gone through all of her numbers with her, she said, “You know you’re saving my life, right?” Those words hit me like

Ask a trainer: I have a 401k loan and I’m leaving my job. How will this affect me?

Although they should only be used as a last resort, 401(k) loans can be a helpful tool to get you through a rough time or to help you contribute to a downpayment for a primary residence. A 401k loan

Excuses Around Fitness Are Losing You Money

“I’m starting Monday!” Ahhhh… the age-old excuse for why you’re not in a fitness routine right now. We can put this excuse with “I don’t have time.” Let it live next door to “I have no motivation.” The funny

How to File a Tax Return Extension

The Internal Revenue Service recently announced that the due date to file your 2020 federal income tax returns has been automatically extended from April 15, 2021 until May 17, 2021! This means you do not need to complete any

How to Handle Pay Gap & Inequality in the Workplace

As part of our Women’s History Month series, we want to shine a light on the gender wage gap and discuss ways to address workplace inequality throughout your career.

8 Books to Help You Better Your Relationship with Money

It’s the beginning of a new year, so it’s time for those new year's resolutions to kick in right? Whether it’s for your health, to read more, to travel more (hopefully we can do this!), and many others I

How to Shop Locally (and Safely!) This Holiday

The holiday season is approaching, giving you a chance to bring joy with a well-thought-out gift while also making an impact in your community.

How Prioritizing My Mental Health Saved My Finances

In honor of World Mental Health Awareness Day, we are sharing a personal story from a client who used shopping as a coping mechanism for her depression.

6 Frugal Fall Activities for 2020

As the leaves turn from green to vibrant reds, yellows, and oranges, and the temperature drops below 80 degrees, you know what time of year it is: apple cider doughnuts, pumpkin picking, long walks, and bonfires. Summer is rapidly

How to Plan for the Holiday Season Now

It may seem crazy to start thinking about planning for the holiday season, but holiday planning is starting even earlier than ever this year! This is partially due to “COVID escapism”. It’s always great to plan for the holiday