Student Loans: Consolidating vs. Refinancing

There are many different reasons you might be looking to re-evaluate the terms of your student loans. Are you looking to lower your monthly payment to help manage cash flow? Are you looking to lower your interest rate? Maybe

4 Ways to Make the Post Pandemic Transition Easier on Your Finances

As states begin to reopen and the whole world strives to figure out what “new normal” looks like, one question we should be asking ourselves is what does a “new normal budget” look like. As things like travel, more

A La Carte Style Subscription Model

Netflix, Hulu, Spotify, Amazon Prime, Peacock, Disney+, Audible, HBO Max, Paramount+, Britbox, ESPN, if you’ve got them all, then this is for you! I can remember when Netflix first came about and I convinced my parents to start a

How to File a Tax Return Extension

The Internal Revenue Service recently announced that the due date to file your 2020 federal income tax returns has been automatically extended from April 15, 2021 until May 17, 2021! This means you do not need to complete any

From Nesting To Investing: What You Need To Know About Your Baby and Money 

Nikki Boulukos and Carissa Jordan first met a decade ago as young analysts at Goldman Sachs. Ten years later, they happened to reunite in the same New York City suburb as friends and neighbors raising their young children. Nikki

3 Ways Teachers Can Prepare Financially for Summer

The summer should be an opportunity for teachers, and other school employees, to relax! No more grading papers and tests, no more lesson plans to write, and thankfully, no more asking students to turn on their cameras for Zoom

5 Time-Friendly Ways to Reduce Your Grocery Bill (No Meal Prep Necessary!)

Unlike other expenses that you can go without if needed (like streaming services, takeout, or buying new clothes), groceries will always be a part of your budget. It’s inescapable. For that reason, focusing on getting your grocery bill under

How to Pay Down Debt on a Low Income

The Financial Gym Advisors Client Mackenzie Stewart shares with us how she approaches paying off her debt on a less-than-ideal income. Mackenzie breaks down both concrete steps as well as how to shift your mindset in order to conquer

5 Steps to Improve Your Financial Fitness in 2021

As fall 2020 approached winter, I put increased emphasis on self-improvement. The year from hell needed some sort of silver lining, right?

S. Corp vs LLC: What is the difference?

Some big questions that freelancers, self-employed workers, entrepreneurs, and individuals who dream of starting a business always ask themselves; should I incorporate? How do I do that? When will I know if it’s the right time? What type of

Financial Gym Advisors Client Woman-Owned Businesses

One of our favorite parts of our community is getting to learn about all the amazing things our clients are doing. To round-out Women’s History Month, we have decided to share some of the businesses owned by women in

Healthcare Considerations for Those with Developmental Disabilities

In our previous blog post, we covered the financial opportunities and challenges for people with developmental disabilities. However, proper healthcare coverage is another crucial part of becoming financially healthy. There are details to consider for

What You Should Learn From Finance TikTok and What You Absolutely Shouldn’t

TikTok has brought us many things, from quarantine olympics to happy, happy dogs to Dadosaur. Now it’s bringing bite size financial literacy to the masses, or at least to those who frequent finance TikTok. But not all finance TikToks

Investing 101 (Part Two!)

After reading the first post in our investing series, you now know what is available to you in terms of what you can invest in. The question next is, how do you even get started?

How to Handle Pay Gap & Inequality in the Workplace

As part of our Women’s History Month series, we want to shine a light on the gender wage gap and discuss ways to address workplace inequality throughout your career.

Investing 101 (Part One!)

This blog post is part one of a series of four, all about investing. We are going to start with the basics and move on from there. Stay tuned for the rest!

4 Important Things to Know About Medical Debt

Millions of people in the US have medical debt. It is particularly easy to find yourself in because healthcare in the US is more expensive than anywhere else in the world, the system is difficult to understand, and the

6 Ways to Teach Your Kids About Money

Teaching financial literacy to children can be a daunting task, but introducing fundamental financial concepts now can set them up for a stable future. Instilling the building blocks of saving, spending, and making money early on can help increase

Certified Financial Trainer™ Columbus Tells His Personal Debt Story

My personal debt story began when I first started undergrad. I did not know anything about managing my finances, and I was easily persuaded to sign-up for my first credit card.

The Black Vintner

Although everyone on our team has a passion for personal finance, many of our teammates' life goals are what drives our passion!

Employee Engagement and Wellness Ideas Besides Yoga

I talk to a lot of HR Directors and Employee wellness mangers. A lot.  And a common theme on my calls this week has been “we’re looking for employee wellness ideas that aren’t yoga or meditation.”  As a non-yogi (I’ve